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trabajo.","text","spendesk","es/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z",[],"blog/author/spendesk",[127,128,129],{"path":125,"name":25,"lang":37,"published":25},{"path":125,"name":25,"lang":39,"published":25},{"path":125,"name":25,"lang":32,"published":25},[131],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":137,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":142,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":146,"default_full_slug":147,"translated_slugs":148,"_stopResolving":41},"Facturas","2023-04-12T07:18:47.128Z","2026-03-12T10:47:54.356Z",290528753,"4668b877-0b51-432a-8e0b-149cbe020955",{"_uid":138,"name":132,"component":22},"a2c58a16-f495-475f-951f-05171468aae4","facturas","es/blog/topic/facturas",-530,[],176456153,"af2726b3-27fb-42ea-8a1d-7ab712b95c87","2022-11-02T15:24:39.815Z",[],"blog/topic/facturas",[149,150,151],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"type":107,"content":153},[154,159,166,172,178,202,208,213,219,304,310,315,320,356,361,370,379,388,394,401,433,441,469,481,495,500,506,518,530,549,560,565,571,585,591,597,603,609,614,620,632,643,655,666,691],{"type":110,"attrs":155,"content":156},{"textAlign":25,"key":112},[157],{"text":158,"type":116},"Cada cierre mensual se repite la misma rutina: descargar extractos bancarios, abrir el libro mayor y cruzar movimientos uno a uno hasta encontrar por qué los saldos no cuadran. Un recibo sin registrar, una transferencia pendiente de compensar, una comisión bancaria que nadie anotó. Para equipos de finanzas de pymes con SII u otras obligaciones ante la AEAT, cada error de conciliación puede convertirse en un problema de reporte de IVA. Si te preguntas qué es una conciliación bancaria, en este artículo definimos el concepto, la recorremos con un ejemplo numérico completo y explicamos cómo automatizarla con un software de gestión de gastos que integra bank-feeds y matching de justificantes.",{"type":160,"attrs":161,"content":163},"heading",{"level":162,"textAlign":25},2,[164],{"text":165,"type":116},"Qué es la conciliación bancaria y por qué importa al cierre mensual",{"type":110,"attrs":167,"content":169},{"textAlign":25,"key":168},"p-1",[170],{"text":171,"type":116},"La conciliación bancaria es el proceso de comparar el saldo que refleja el extracto del banco con el saldo que aparece en los registros contables internos de la empresa. El objetivo es identificar diferencias, entender su origen y corregirlas antes de cerrar el período.",{"type":110,"attrs":173,"content":175},{"textAlign":25,"key":174},"p-2",[176],{"text":177,"type":116},"El proceso cubre todos los tipos de movimiento: pagos con tarjeta corporativa, facturas de proveedores, reembolsos a empleados, comisiones bancarias y transferencias entre cuentas propias. Cada uno de estos flujos puede generar discrepancias si el momento del registro en contabilidad no coincide con el momento en que el banco procesa la operación.",{"type":110,"attrs":179,"content":181},{"textAlign":25,"key":180},"p-3",[182,184,192,194,200],{"text":183,"type":116},"En España, las empresas acogidas al ",{"text":185,"type":116,"marks":186},"SII (Suministro Inmediato de Información)",[187],{"type":188,"attrs":189},"link",{"href":190,"uuid":25,"anchor":25,"target":191,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/iva/suministro-inmediato-informacion/informacion-general.html","_blank",{"text":193,"type":116}," deben comunicar a la AEAT las operaciones de IVA en un plazo máximo de cuatro días. Si la conciliación bancaria acumula errores, los libros registro de IVA heredan esas inexactitudes, y el riesgo de una incidencia en el reporte ante la AEAT aumenta. La conciliación no es un requisito legal en sí misma, pero es el cimiento sobre el que se construyen los cierres contables y las declaraciones fiscales. De hecho, una conciliación precisa es lo que permite un ",{"text":195,"type":116,"marks":196},"cierre de mes",[197],{"type":188,"attrs":198},{"href":199,"uuid":25,"anchor":25,"target":191,"linktype":98},"https://www.spendesk.com/es/blog/cierre-de-mes/",{"text":201,"type":116}," sin sorpresas.",{"type":110,"attrs":203,"content":205},{"textAlign":25,"key":204},"p-4",[206],{"text":207,"type":116},"Piensa en una controller de una empresa de 120 empleados que llega al cierre de marzo y descubre que tres comisiones bancarias y un pago a proveedor no están en el sistema contable. Hasta que no localiza esos cuatro movimientos, no puede validar el saldo ni enviar los datos al asesor fiscal. El cierre se retrasa dos días.",{"type":160,"attrs":209,"content":210},{"level":162,"textAlign":25},[211],{"text":212,"type":116},"Cómo hacer una conciliación bancaria contable paso a paso",{"type":110,"attrs":214,"content":216},{"textAlign":25,"key":215},"p-5",[217],{"text":218,"type":116},"El proceso sigue una secuencia lógica que puedes repetir cada mes, o cada semana si el volumen de transacciones lo justifica.",{"type":220,"content":221},"ordered_list",[222,236,248,260,272,284],{"type":223,"content":224},"list_item",[225],{"type":110,"attrs":226,"content":228},{"textAlign":25,"key":227},"p-6",[229,234],{"text":230,"type":116,"marks":231},"Recopilar los extractos bancarios del período.",[232],{"type":233},"bold",{"text":235,"type":116}," Descarga el extracto de cada cuenta bancaria que utilice la empresa. Si trabajas con más de un banco, necesitarás un extracto por cuenta.",{"type":223,"content":237},[238],{"type":110,"attrs":239,"content":241},{"textAlign":25,"key":240},"p-7",[242,246],{"text":243,"type":116,"marks":244},"Extraer los asientos del libro mayor.",[245],{"type":233},{"text":247,"type":116}," Filtra los movimientos del mismo período en tu software contable (Sage, A3, Holded o el que uses). El objetivo es tener ambas fuentes alineadas temporalmente.",{"type":223,"content":249},[250],{"type":110,"attrs":251,"content":253},{"textAlign":25,"key":252},"p-8",[254,258],{"text":255,"type":116,"marks":256},"Cruzar cada movimiento bancario con su asiento contable.",[257],{"type":233},{"text":259,"type":116}," Marca como conciliados los que coincidan en importe, fecha y concepto. Los que no tengan contrapartida quedan pendientes.",{"type":223,"content":261},[262],{"type":110,"attrs":263,"content":265},{"textAlign":25,"key":264},"p-9",[266,270],{"text":267,"type":116,"marks":268},"Identificar las partidas no conciliadas.",[269],{"type":233},{"text":271,"type":116}," Clasifica cada diferencia: comisión bancaria no registrada, transferencia pendiente de compensar, ingreso no contabilizado, pago duplicado o error de importe.",{"type":223,"content":273},[274],{"type":110,"attrs":275,"content":277},{"textAlign":25,"key":276},"p-10",[278,282],{"text":279,"type":116,"marks":280},"Registrar los asientos de ajuste.",[281],{"type":233},{"text":283,"type":116}," Cada partida pendiente necesita un asiento corrector: anotar la comisión, registrar el ingreso o revertir el duplicado.",{"type":223,"content":285},[286],{"type":110,"attrs":287,"content":289},{"textAlign":25,"key":288},"p-11",[290,294,296,302],{"text":291,"type":116,"marks":292},"Verificar que los saldos ajustados coinciden.",[293],{"type":233},{"text":295,"type":116}," Tras los ajustes, el saldo en libros y el saldo bancario deben ser idénticos, lo que te permite avanzar hacia el ",{"text":297,"type":116,"marks":298},"cierre contable",[299],{"type":188,"attrs":300},{"href":301,"uuid":25,"anchor":25,"target":191,"linktype":98},"https://www.spendesk.com/es/blog/cierre-contable/",{"text":303,"type":116}," con confianza. Si no lo son, revisa las partidas pendientes de nuevo.",{"type":110,"attrs":305,"content":307},{"textAlign":25,"key":306},"p-12",[308],{"text":309,"type":116},"Un  responsable de administración que dedica cada primer lunes del mes a esta tarea suele empezar descargando el extracto bancario, abrirlo junto al libro mayor en Sage y marcar línea por línea en una hoja de cálculo compartida los movimientos que no cuadran. Con 200 transacciones mensuales, el proceso le ocupa entre cuatro y seis horas.",{"type":160,"attrs":311,"content":312},{"level":162,"textAlign":25},[313],{"text":314,"type":116},"Conciliación bancaria con ejemplo práctico",{"type":110,"attrs":316,"content":317},{"textAlign":25,"key":112},[318],{"text":319,"type":116},"Veamos un ejemplo práctico de conciliación bancaria con números reales. Supongamos una empresa con los siguientes datos al cierre de abril:",{"type":321,"content":322},"bullet_list",[323,334,345],{"type":223,"content":324},[325],{"type":110,"attrs":326,"content":327},{"textAlign":25,"key":168},[328,332],{"text":329,"type":116,"marks":330},"Saldo en libros (contabilidad):",[331],{"type":233},{"text":333,"type":116}," 15.240,00 €",{"type":223,"content":335},[336],{"type":110,"attrs":337,"content":338},{"textAlign":25,"key":174},[339,343],{"text":340,"type":116,"marks":341},"Saldo bancario (extracto):",[342],{"type":233},{"text":344,"type":116}," 14.870,00 €",{"type":223,"content":346},[347],{"type":110,"attrs":348,"content":349},{"textAlign":25,"key":180},[350,354],{"text":351,"type":116,"marks":352},"Diferencia:",[353],{"type":233},{"text":355,"type":116}," 370,00 €",{"type":110,"attrs":357,"content":358},{"textAlign":25,"key":204},[359],{"text":360,"type":116},"El equipo de finanzas necesita explicar esos 370,00 € de diferencia. Al revisar las partidas pendientes, identifica tres discrepancias:",{"type":110,"attrs":362,"content":363},{"textAlign":25,"key":215},[364,368],{"text":365,"type":116,"marks":366},"1. Comisión bancaria de 45,00 € no registrada en contabilidad.",[367],{"type":233},{"text":369,"type":116}," El banco cobró una comisión de mantenimiento que no se anotó en el libro mayor. El saldo en libros está sobrevalorado en 45,00 €.",{"type":110,"attrs":371,"content":372},{"textAlign":25,"key":227},[373,377],{"text":374,"type":116,"marks":375},"2. Cheque pendiente de 1.200,00 €.",[376],{"type":233},{"text":378,"type":116}," La empresa emitió un cheque a un proveedor y lo registró en contabilidad, pero el banco aún no lo ha compensado. El saldo bancario no refleja todavía esa salida.",{"type":110,"attrs":380,"content":381},{"textAlign":25,"key":240},[382,386],{"text":383,"type":116,"marks":384},"3. Ingreso de cliente de 875,00 € no contabilizado.",[385],{"type":233},{"text":387,"type":116}," Un cliente realizó una transferencia que aparece en el extracto bancario, pero el equipo de administración no la registró en el sistema contable.",{"type":160,"attrs":389,"content":391},{"level":390,"textAlign":25},3,[392],{"text":393,"type":116},"Ajustes",{"type":110,"attrs":395,"content":396},{"textAlign":25,"key":252},[397],{"text":398,"type":116,"marks":399},"Ajustes en el saldo en libros:",[400],{"type":233},{"type":321,"content":402},[403,410,417,424],{"type":223,"content":404},[405],{"type":110,"attrs":406,"content":407},{"textAlign":25,"key":264},[408],{"text":409,"type":116},"Saldo inicial: 15.240,00 €",{"type":223,"content":411},[412],{"type":110,"attrs":413,"content":414},{"textAlign":25,"key":276},[415],{"text":416,"type":116},"Menos comisión bancaria: -45,00 €",{"type":223,"content":418},[419],{"type":110,"attrs":420,"content":421},{"textAlign":25,"key":288},[422],{"text":423,"type":116},"Más ingreso de cliente: +875,00 €",{"type":223,"content":425},[426],{"type":110,"attrs":427,"content":428},{"textAlign":25,"key":306},[429],{"text":430,"type":116,"marks":431},"Saldo ajustado en libros: 16.070,00 €",[432],{"type":233},{"type":110,"attrs":434,"content":436},{"textAlign":25,"key":435},"p-13",[437],{"text":438,"type":116,"marks":439},"Ajustes en el saldo bancario:",[440],{"type":233},{"type":321,"content":442},[443,451,459],{"type":223,"content":444},[445],{"type":110,"attrs":446,"content":448},{"textAlign":25,"key":447},"p-14",[449],{"text":450,"type":116},"Saldo inicial: 14.870,00 €",{"type":223,"content":452},[453],{"type":110,"attrs":454,"content":456},{"textAlign":25,"key":455},"p-15",[457],{"text":458,"type":116},"Más cheque pendiente (se sumará cuando el banco lo compense): +1.200,00 €",{"type":223,"content":460},[461],{"type":110,"attrs":462,"content":464},{"textAlign":25,"key":463},"p-16",[465],{"text":466,"type":116,"marks":467},"Saldo bancario ajustado: 16.070,00 €",[468],{"type":233},{"type":110,"attrs":470,"content":472},{"textAlign":25,"key":471},"p-17",[473,475,479],{"text":474,"type":116},"Ambos saldos coinciden en ",{"text":476,"type":116,"marks":477},"16.070,00 €",[478],{"type":233},{"text":480,"type":116},". La conciliación está completa.",{"type":110,"attrs":482,"content":484},{"textAlign":25,"key":483},"p-18",[485,487,493],{"text":486,"type":116},"Aunque existen muchos ejemplos de conciliación bancaria, este tipo de revisión con tres o cuatro partidas pendientes es habitual en una pyme con entre 50 y 200 transacciones mensuales. Cuando el volumen crece a 300 o 500 operaciones, las discrepancias se multiplican y el tiempo de revisión se dispara, complicando también el ",{"text":488,"type":116,"marks":489},"cierre anual",[490],{"type":188,"attrs":491},{"href":492,"uuid":25,"anchor":25,"target":191,"linktype":98},"https://www.spendesk.com/es/blog/cierre-anual/",{"text":494,"type":116},".",{"type":160,"attrs":496,"content":497},{"level":162,"textAlign":25},[498],{"text":499,"type":116},"Los descuadres más frecuentes y cómo resolverlos",{"type":110,"attrs":501,"content":503},{"textAlign":25,"key":502},"p-19",[504],{"text":505,"type":116},"Aunque cada empresa tiene su propia casuística, los descuadres que más se repiten siguen un patrón claro.",{"type":110,"attrs":507,"content":509},{"textAlign":25,"key":508},"p-20",[510,512,516],{"text":511,"type":116},"Las ",{"text":513,"type":116,"marks":514},"comisiones bancarias no registradas",[515],{"type":233},{"text":517,"type":116}," son la causa más común. Comisiones de mantenimiento, comisiones por transferencias internacionales o gastos por devolución de recibos aparecen en el extracto bancario pero no se anotan en contabilidad hasta que alguien las detecta. La solución es sencilla: registrar el asiento en cuanto se identifica y, si es posible, configurar una alerta en el software contable para que avise cuando el banco aplique un cargo nuevo.",{"type":110,"attrs":519,"content":521},{"textAlign":25,"key":520},"p-21",[522,524,528],{"text":523,"type":116},"Los ",{"text":525,"type":116,"marks":526},"cheques o transferencias pendientes",[527],{"type":233},{"text":529,"type":116}," generan confusión porque la empresa ya los registró como pago, pero el banco todavía no los ha procesado. Un director de administración y finanzas (DAF) que revisa la conciliación puede ver un saldo bancario aparentemente superior al esperado simplemente porque dos transferencias SEPA tardan 48 horas en liquidarse. La clave es anotar estas partidas como pendientes y verificar su compensación en el siguiente extracto.",{"type":110,"attrs":531,"content":533},{"textAlign":25,"key":532},"p-22",[534,535,539,541,547],{"text":523,"type":116},{"text":536,"type":116,"marks":537},"pagos duplicados",[538],{"type":233},{"text":540,"type":116}," son menos frecuentes pero más costosos. Ocurren cuando el mismo pago a proveedor se ejecuta desde el ERP y, en paralelo, desde la banca online. Un DAF descubre que la misma factura de 3.400,00 € se pagó dos veces en la misma semana porque un miembro del equipo inició la transferencia desde el portal bancario sin saber que ya estaba programada en el sistema. La prevención pasa por centralizar la ejecución de pagos en una sola herramienta, especialmente al tramitar ",{"text":542,"type":116,"marks":543},"facturas de proveedores",[544],{"type":188,"attrs":545},{"href":546,"uuid":25,"anchor":25,"target":191,"linktype":98},"https://www.spendesk.com/es/blog/facturas-proveedores/",{"text":548,"type":116}," con procesos distintos.",{"type":110,"attrs":550,"content":552},{"textAlign":25,"key":551},"p-23",[553,554,558],{"text":523,"type":116},{"text":555,"type":116,"marks":556},"errores de importe",[557],{"type":233},{"text":559,"type":116}," suelen venir de redondeos o de un cálculo incorrecto de IVA. 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Si el sistema reconoce el tipo de IVA (21 %, 10 %, 4 %) y asigna el asiento al plan contable correcto, el equipo de finanzas se ahorra cientos de asignaciones manuales cada mes.",{"type":110,"attrs":644,"content":646},{"textAlign":25,"key":645},"p-33",[647,649,653],{"text":648,"type":116},"El ",{"text":650,"type":116,"marks":651},"soporte multientidad",[652],{"type":233},{"text":654,"type":116}," importa si tu empresa opera con varias sociedades o delegaciones. 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Para empresas con múltiples métodos de pago (tarjetas, facturas, reembolsos), un software de gestión de gastos integrado ofrece una conciliación más completa al unificar todos los flujos en un solo panel.",{"_uid":792,"title":793,"component":745,"description":794},"6727b8b0-d181-4b45-baf3-2584a0c54ec5","¿Cómo afecta VERI*FACTU a la conciliación bancaria?",{"type":107,"content":795},[796],{"type":110,"attrs":797,"content":798},{"textAlign":25,"key":112},[799],{"text":800,"type":116},"A partir de 2027, el software de facturación deberá cumplir los requisitos de VERI*FACTU, generando facturas con huella digital y código QR registrados en tiempo real ante la AEAT. 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Suscríbete a nuestro Newsletter para mantenerte informado.",[2326,2327],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2329],{"cta":2330,"_uid":2331,"items":2332,"heading":2445,"reverse":28,"component":824,"sectionSettings":2466},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2333,2388],{"_uid":2334,"title":2335,"component":745,"description":2336},"dfc0accd-ab64-464a-8597-b76754748f04","¿Qué es la gestión del gasto?",{"type":107,"content":2337},[2338,2343,2368,2373,2378,2383],{"type":110,"attrs":2339,"content":2340},{"textAlign":25},[2341],{"text":2342,"type":116},"El gasto empresarial incluye diferentes tipos de gasto:",{"type":220,"attrs":2344,"content":2346},{"order":2345},1,[2347,2354,2361],{"type":223,"content":2348},[2349],{"type":110,"attrs":2350,"content":2351},{"textAlign":25},[2352],{"text":2353,"type":116},"El gasto estratégico suele estar centralizado y gestionado por ejecutivos de alto nivel con responsables de gasto dedicados. Se puede gestionar a través de facturas, transferencias bancarias y órdenes de compra.",{"type":223,"content":2355},[2356],{"type":110,"attrs":2357,"content":2358},{"textAlign":25},[2359],{"text":2360,"type":116},"El gasto discrecional y operativo también está centralizado, pero lo realizan los directivos y empleados durante su vida profesional diaria. Incluye compras con tarjeta, pagos de suscripciones, anuncios digitales, eventos, pedidos de oficina y viajes de negocios.",{"type":223,"content":2362},[2363],{"type":110,"attrs":2364,"content":2365},{"textAlign":25},[2366],{"text":2367,"type":116},"Los gastos, a diferencia del gasto estratégico, representan una cantidad significativa de pequeñas compras que pueden ser difíciles de rastrear. Estos incluyen pagos con tarjeta, reclamaciones de gastos, beneficios para el equipo y gastos de viaje.",{"type":110,"attrs":2369,"content":2370},{"textAlign":25},[2371],{"text":2372,"type":116},"La gestión del gasto es el proceso mediante el cual las empresas gestionan los gastos empresariales. Tiene en cuenta el proceso completo cuando alguien necesita realizar un gasto: obtener aprobaciones de compra, proporcionar métodos de pago, presentar y procesar facturas, presentar y reembolsar reclamaciones de gastos, buscar recibos y facturas para la conciliación, y asignar los códigos analíticos, las cuentas de gastos y los tipos de IVA adecuados a todos esos gastos para la contabilidad.",{"type":110,"attrs":2374,"content":2375},{"textAlign":25},[2376],{"text":2377,"type":116},"Las herramientas de gestión de gastos se vuelven necesarias cuando aumenta el número de empleados y la necesidad de procesos claros, mayor visibilidad y control comienza a crecer para los equipos financieros.",{"type":110,"attrs":2379,"content":2380},{"textAlign":25},[2381],{"text":2382,"type":116},"Los empleados necesitan herramientas flexibles y fáciles de usar para poder gastar fácilmente y estar capacitados para hacer su trabajo.",{"type":110,"attrs":2384,"content":2385},{"textAlign":25},[2386],{"text":2387,"type":116},"Ahí es donde Spendesk puede ser una buena opción.",{"_uid":2389,"title":2390,"component":745,"description":2391},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","¿Cómo funciona Spendesk?",{"type":107,"content":2392},[2393,2398,2410,2415,2425,2430,2435,2440],{"type":110,"attrs":2394,"content":2395},{"textAlign":25},[2396],{"text":2397,"type":116},"Spendesk ofrece métodos de pago para empresas modernas y una potente plataforma para que los equipos financieros gestionen los gastos. 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Esta se envía directamente a su superior para su validación y, a continuación, al equipo financiero.",{"type":110,"attrs":2416,"content":2417},{"textAlign":25},[2418,2422,2423],{"text":2419,"type":116,"marks":2420},"Para los equipos financieros",[2421],{"type":233},{"type":2252},{"text":2424,"type":116},"Cada empleado tiene su propio perfil de Spendesk y su tarjeta de débito para gastos. Así, a diferencia de lo que ocurre con las tarjetas de crédito de empresa, siempre se sabe quién está gastando el dinero de la empresa.",{"type":110,"attrs":2426,"content":2427},{"textAlign":25},[2428],{"text":2429,"type":116},"La plataforma permite a los controladores crear límites de gasto y aprobaciones previas. Los ejecutivos de nivel C o los gerentes tendrán un nivel de gasto preaprobado diferente al del resto del personal. Si un miembro del equipo necesita superar su presupuesto preaprobado, puede solicitarlo a su gerente a través de la aplicación móvil o la plataforma en línea.",{"type":110,"attrs":2431,"content":2432},{"textAlign":25},[2433],{"text":2434,"type":116},"Cuando se realiza un gasto con una tarjeta Spendesk, el empleado simplemente toma una foto del recibo en el momento de la compra. Esto significa que ya no se pierden los recibos.",{"type":110,"attrs":2436,"content":2437},{"textAlign":25},[2438],{"text":2439,"type":116},"Los equipos financieros pueden ver los gastos de la empresa en tiempo real y hacer un seguimiento de los recibos o facturas que faltan enviando recordatorios a los empleados a través de la plataforma.",{"type":110,"attrs":2441,"content":2442},{"textAlign":25},[2443],{"text":2444,"type":116},"La revisión de los gastos también es más fácil, ya que los equipos financieros pueden agruparlos y asignarles los tipos de IVA y las cuentas de gastos adecuados antes de exportarlos fácilmente a sus herramientas de contabilidad.",[2446],{"cta":2447,"_uid":2448,"title":2449,"eyebrow":2456,"subtitle":2459,"component":160,"textAlign":90,"sectionSettings":2465,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":107,"content":2450},[2451],{"type":160,"attrs":2452,"content":2453},{"level":162},[2454],{"text":2455,"type":116},"Empezar con Spendesk",{"type":107,"content":2457},[2458],{"type":110},{"type":107,"content":2460},[2461],{"type":110,"content":2462},[2463],{"text":2464,"type":116},"Descubre por qué más de 3500 directores financieros, interventores, contables y administradores financieros confían en Spendesk.",[],[],"Otros artículos","Enlaces rápidos",[2470,2611,2752,2889,3039,3178,3317,3463,3611,3748,3874,4001,4146,4273,4409],{"name":2471,"created_at":2472,"published_at":2473,"updated_at":2474,"id":2475,"uuid":2476,"content":2477,"slug":2600,"full_slug":2601,"sort_by_date":25,"position":2602,"tag_list":2603,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":2604,"first_published_at":2473,"release_id":25,"lang":32,"path":25,"alternates":2605,"default_full_slug":2606,"translated_slugs":2607},"Factura rectificativa y factura de abono: diferencias, validación y contabilización","2026-09-02T13:33:00.164Z","2026-09-02T13:33:00.225Z","2026-09-02T13:33:00.253Z",215721493195948,"aa64d024-d65f-4f59-95d8-bb6badf065e3",{"_uid":2478,"title":2471,"topics":2479,"noIndex":28,"category":2488,"language":2497,"component":710,"heroMedia":2498,"metaTitle":2499,"publishedAt":90,"readingTime":2500,"redirectUrl":90,"listingImage":2501,"metaDescription":2502,"bottomArticleCta":2503,"componentsAfterTheArticle":2504},"f6cff6c2-58ed-444f-90f2-f5bd8b090c73",[2480],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2481,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2482,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2483,"default_full_slug":147,"translated_slugs":2484,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2485,2486,2487],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":698,"created_at":699,"published_at":16,"updated_at":700,"id":701,"uuid":702,"content":2489,"slug":710,"full_slug":711,"sort_by_date":25,"position":52,"tag_list":2491,"is_startpage":28,"parent_id":713,"meta_data":25,"group_id":714,"first_published_at":715,"release_id":25,"lang":32,"path":25,"alternates":2492,"default_full_slug":717,"translated_slugs":2493,"_stopResolving":41},{"_uid":704,"icon":2490,"name":698,"component":709},{"id":706,"alt":707,"name":90,"focus":90,"title":90,"filename":708,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2494,2495,2496],{"path":717,"name":25,"lang":37,"published":25},{"path":717,"name":25,"lang":39,"published":25},{"path":717,"name":25,"lang":32,"published":25},[32],[],"Factura rectificativa y factura de abono: diferencias, valid","14",[],"Diferencias entre factura rectificativa y factura de abono, qué revisar antes de registrarla y cómo afecta al IVA soportado, a la contabilidad y al SII.",[],[2505],{"_uid":2506,"items":2507,"heading":2578,"component":824},"a8cc71ee-c754-40da-9b7b-c0dd5135ce95",[2508,2518,2528,2538,2548,2558,2568],{"_uid":2509,"title":2510,"component":745,"description":2511},"d66795d8-0cbf-4012-a31e-c1e7905c1c9e","¿Es lo mismo una factura de abono que una factura rectificativa?",{"type":107,"content":2512},[2513],{"type":110,"attrs":2514,"content":2515},{"textAlign":25},[2516],{"text":2517,"type":116},"No son necesariamente términos jurídicos equivalentes. «Factura de abono» suele utilizarse como expresión comercial para referirse a una factura rectificativa que reduce una operación anterior. Para que tenga efectos fiscales, el documento debe cumplir los requisitos aplicables a una factura rectificativa.",{"_uid":2519,"title":2520,"component":745,"description":2521},"fbcd0330-b3e5-4580-9bef-d8f10fb93f5f","¿Qué información debe incluir una factura rectificativa?",{"type":107,"content":2522},[2523],{"type":110,"attrs":2524,"content":2525},{"textAlign":25},[2526],{"text":2527,"type":116},"Debe identificar que se trata de una factura rectificativa, relacionarla con la factura original y explicar el motivo de la corrección. También debe mostrar los importes corregidos o la diferencia correspondiente, además del resto de datos fiscales exigidos.",{"_uid":2529,"title":2530,"component":745,"description":2531},"a29099c0-5e69-4c28-87a7-6404d64e9354","¿Cuál es la diferencia entre una rectificativa por sustitución y una por diferencias?",{"type":107,"content":2532},[2533],{"type":110,"attrs":2534,"content":2535},{"textAlign":25},[2536],{"text":2537,"type":116},"La rectificativa por sustitución muestra la información corregida de la operación y los datos que se modifican. La rectificativa por diferencias refleja únicamente el ajuste que debe añadirse o restarse a la factura original.",{"_uid":2539,"title":2540,"component":745,"description":2541},"dfca7460-efc2-4bbe-9a50-7283a3a5f34a","¿Cómo afecta una factura rectificativa al IVA soportado?",{"type":107,"content":2542},[2543],{"type":110,"attrs":2544,"content":2545},{"textAlign":25},[2546],{"text":2547,"type":116},"Si reduce una compra, puede reducir también la base y el IVA soportado que la empresa había registrado o deducido. Si aumenta la operación, puede incrementar el IVA soportado, siempre que se cumplan las condiciones aplicables. El periodo de registro y declaración debe revisarse según la normativa vigente.",{"_uid":2549,"title":2550,"component":745,"description":2551},"bc77ea6c-6878-48f0-806f-245124692708","¿Cómo se contabiliza una factura rectificativa recibida?",{"type":107,"content":2552},[2553],{"type":110,"attrs":2554,"content":2555},{"textAlign":25},[2556],{"text":2557,"type":116},"El tratamiento depende del motivo de la rectificación y de si se trata de una sustitución o de una diferencia. Puede ser necesario registrar únicamente el ajuste o revisar el asiento original y contabilizar la información corregida. La cuenta utilizada dependerá de la naturaleza de la operación.",{"_uid":2559,"title":2560,"component":745,"description":2561},"3de8198a-b342-4cf9-bd2b-468dfde7a7b0","¿Cómo se registra una factura rectificativa recibida en el SII?",{"type":107,"content":2562},[2563],{"type":110,"attrs":2564,"content":2565},{"textAlign":25},[2566],{"text":2567,"type":116},"Debe registrarse con la información que corresponda al documento recibido y relacionarse con la factura original. Las claves y los detalles dependen del tipo de rectificación. Consulta las instrucciones vigentes de la AEAT y no utilices automáticamente las claves aplicables al emisor.",{"_uid":2569,"title":2570,"component":745,"description":2571},"20384bf0-64c3-479b-a155-1c8502bcef01","¿Cómo ayuda Spendesk a gestionar facturas rectificativas?",{"type":107,"content":2572},[2573],{"type":110,"attrs":2574,"content":2575},{"textAlign":25},[2576],{"text":2577,"type":116},"Una rectificativa es más fácil de controlar cuando queda vinculada desde el principio a la factura original. Spendesk permite centralizar facturas y notas de crédito, extraer o pre-rellenar sus datos, asociarlas con pedidos y documentación de recepción cuando corresponde, gestionar aprobaciones y preparar información para contabilidad. La empresa o su asesoría debe validar el tratamiento contable, fiscal y del SII.",[2579],{"cta":2580,"_uid":2581,"title":2582,"eyebrow":2588,"subtitle":2593,"component":160,"textAlign":90,"flexibleSection":2598,"sectionSettings":2599,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"9be9d986-57fe-4809-9231-9c6dd8799a39",{"type":107,"content":2583},[2584],{"type":160,"attrs":2585,"content":2586},{"level":162,"textAlign":25},[2587],{"text":811,"type":116},{"type":107,"content":2589},[2590],{"type":110,"attrs":2591,"content":2592},{"textAlign":25},[],{"type":107,"content":2594},[2595],{"type":110,"attrs":2596,"content":2597},{"textAlign":25},[],[],[],"factura-rectificativa-y-factura-de-abono","es/blog/factura-rectificativa-y-factura-de-abono",-3130,[],"ef348daa-7525-4ef4-9ac0-1d4bd6ebe185",[],"blog/factura-rectificativa-y-factura-de-abono",[2608,2609,2610],{"path":2606,"name":25,"lang":37,"published":25},{"path":2606,"name":25,"lang":39,"published":25},{"path":2606,"name":25,"lang":32,"published":25},{"name":2612,"created_at":2613,"published_at":2614,"updated_at":2615,"id":2616,"uuid":2617,"content":2618,"slug":2741,"full_slug":2742,"sort_by_date":25,"position":2743,"tag_list":2744,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":2745,"first_published_at":2614,"release_id":25,"lang":32,"path":25,"alternates":2746,"default_full_slug":2747,"translated_slugs":2748},"Modelo 390: resumen anual del IVA, quién lo presenta, casillas clave y errores","2026-09-02T13:32:49.504Z","2026-09-02T13:32:49.570Z","2026-09-02T13:32:49.600Z",215721449532360,"c99f0e3f-6da1-4185-9565-094ef52b891f",{"_uid":2619,"title":2612,"topics":2620,"noIndex":28,"category":2629,"language":2638,"component":710,"heroMedia":2639,"metaTitle":2640,"publishedAt":90,"readingTime":2641,"redirectUrl":90,"listingImage":2642,"metaDescription":2643,"bottomArticleCta":2644,"componentsAfterTheArticle":2645},"44ff9429-7c9b-42bf-b0a5-b8ed4114b479",[2621],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2622,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2623,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2624,"default_full_slug":147,"translated_slugs":2625,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2626,2627,2628],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":698,"created_at":699,"published_at":16,"updated_at":700,"id":701,"uuid":702,"content":2630,"slug":710,"full_slug":711,"sort_by_date":25,"position":52,"tag_list":2632,"is_startpage":28,"parent_id":713,"meta_data":25,"group_id":714,"first_published_at":715,"release_id":25,"lang":32,"path":25,"alternates":2633,"default_full_slug":717,"translated_slugs":2634,"_stopResolving":41},{"_uid":704,"icon":2631,"name":698,"component":709},{"id":706,"alt":707,"name":90,"focus":90,"title":90,"filename":708,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2635,2636,2637],{"path":717,"name":25,"lang":37,"published":25},{"path":717,"name":25,"lang":39,"published":25},{"path":717,"name":25,"lang":32,"published":25},[32],[],"Modelo 390: resumen anual del IVA, quién lo presenta, casill","12",[],"Qué es el Modelo 390, quién debe presentarlo, quién queda exonerado y cómo conciliarlo con los modelos 303 y las principales casillas del resumen anual del IVA.",[],[2646],{"_uid":2647,"items":2648,"heading":2719,"component":824},"55a4787c-f921-4881-83c4-ef5b8473e554",[2649,2659,2669,2679,2689,2699,2709],{"_uid":2650,"title":2651,"component":745,"description":2652},"10d29113-a8f5-4b88-8326-e0d65c863aa0","¿Qué es el Modelo 390?",{"type":107,"content":2653},[2654],{"type":110,"attrs":2655,"content":2656},{"textAlign":25},[2657],{"text":2658,"type":116},"El Modelo 390 es la declaración-resumen anual del IVA. Recopila información sobre las operaciones y autoliquidaciones del ejercicio y no implica, por sí mismo, un nuevo pago o devolución.",{"_uid":2660,"title":2661,"component":745,"description":2662},"eab524f8-8182-4ea3-ac1c-2e9c99de0de6","¿Quién debe presentar el Modelo 390?",{"type":107,"content":2663},[2664],{"type":110,"attrs":2665,"content":2666},{"textAlign":25},[2667],{"text":2668,"type":116},"Deben revisar su obligación los sujetos pasivos del IVA que presenten autoliquidaciones periódicas y no estén incluidos en un supuesto de exoneración. La obligación depende del régimen fiscal, la periodicidad y la actividad de la empresa.",{"_uid":2670,"title":2671,"component":745,"description":2672},"22e5cc60-f446-4bb9-adcd-7bad5bcc2e7f","¿Hay que presentar el Modelo 390 si los modelos 303 fueron a cero?",{"type":107,"content":2673},[2674],{"type":110,"attrs":2675,"content":2676},{"textAlign":25},[2677],{"text":2678,"type":116},"La presentación de modelos 303 a cero no determina automáticamente la exoneración. Si la empresa no encaja en una excepción, debe comprobar si mantiene la obligación de presentar el Modelo 390.",{"_uid":2680,"title":2681,"component":745,"description":2682},"6d793610-2298-4bbc-bd6b-25109052b464","¿Cuál es la diferencia entre el Modelo 390 y el Modelo 303?",{"type":107,"content":2683},[2684],{"type":110,"attrs":2685,"content":2686},{"textAlign":25},[2687],{"text":2688,"type":116},"El Modelo 303 es la autoliquidación periódica del IVA. El Modelo 390 es el resumen anual de la información del ejercicio. El 390 no sustituye a los modelos 303 ni funciona como una nueva autoliquidación.",{"_uid":2690,"title":2691,"component":745,"description":2692},"b2916a89-1e60-4a58-9251-61e53cfc7e49","¿Qué se incluye en la casilla 105?",{"type":107,"content":2693},[2694],{"type":110,"attrs":2695,"content":2696},{"textAlign":25},[2697],{"text":2698,"type":116},"La casilla 105 recoge el importe de determinadas operaciones exentas sin derecho a deducción. Debe utilizarse únicamente cuando la operación cumple las condiciones del supuesto de exención correspondiente.",{"_uid":2700,"title":2701,"component":745,"description":2702},"501e47a4-e93b-4b9a-8ccb-13a5830f9ba5","¿Cómo se corrige un error en el Modelo 390?",{"type":107,"content":2703},[2704],{"type":110,"attrs":2705,"content":2706},{"textAlign":25},[2707],{"text":2708,"type":116},"Primero identifica si el error afecta también a un modelo 303 o a los registros contables. Después, revisa las instrucciones de la AEAT para determinar si corresponde presentar una declaración sustitutiva u otra forma de rectificación.",{"_uid":2710,"title":2711,"component":745,"description":2712},"5cc78bc1-0bcd-4d06-a8d4-e11abccc9168","¿Cómo ayuda Spendesk a preparar el Modelo 390?",{"type":107,"content":2713},[2714],{"type":110,"attrs":2715,"content":2716},{"textAlign":25},[2717],{"text":2718,"type":116},"La conciliación del Modelo 390 depende de que cada factura del ejercicio esté registrada en el periodo correcto, con el IVA bien clasificado. Spendesk permite centralizar facturas y justificantes, extraer datos mediante OCR, organizar información contable y de IVA, gestionar aprobaciones y exportar datos a herramientas contables. La empresa o su asesoría debe revisar la información y determinar qué debe declararse en cada casilla.",[2720],{"cta":2721,"_uid":2722,"title":2723,"eyebrow":2729,"subtitle":2734,"component":160,"textAlign":90,"flexibleSection":2739,"sectionSettings":2740,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"882ac242-5c90-41e2-b783-03a067b89050",{"type":107,"content":2724},[2725],{"type":160,"attrs":2726,"content":2727},{"level":162,"textAlign":25},[2728],{"text":811,"type":116},{"type":107,"content":2730},[2731],{"type":110,"attrs":2732,"content":2733},{"textAlign":25},[],{"type":107,"content":2735},[2736],{"type":110,"attrs":2737,"content":2738},{"textAlign":25},[],[],[],"modelo-390","es/blog/modelo-390",-3120,[],"5095905f-518b-4d56-97b7-f9946b641ce4",[],"blog/modelo-390",[2749,2750,2751],{"path":2747,"name":25,"lang":37,"published":25},{"path":2747,"name":25,"lang":39,"published":25},{"path":2747,"name":25,"lang":32,"published":25},{"name":2753,"created_at":2754,"published_at":2755,"updated_at":2756,"id":2757,"uuid":2758,"content":2759,"slug":2877,"full_slug":2878,"sort_by_date":25,"position":2879,"tag_list":2880,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":2881,"first_published_at":2882,"release_id":25,"lang":32,"path":25,"alternates":2883,"default_full_slug":2884,"translated_slugs":2885},"Albarán y factura: diferencia y cómo conciliarlos en la recepción","2026-08-27T10:05:49.302Z","2026-08-27T13:11:36.312Z","2026-08-27T13:11:36.332Z",213547209992118,"537dd46d-9c1d-455e-8711-7306686c1ed7",{"_uid":2760,"title":2753,"topics":2761,"noIndex":28,"category":2770,"language":2779,"component":710,"heroMedia":2780,"metaTitle":2781,"publishedAt":90,"readingTime":727,"redirectUrl":90,"listingImage":2782,"metaDescription":2789,"bottomArticleCta":2790,"componentsAfterTheArticle":2791},"78d13369-1ad7-4b80-873a-03fba1b94408",[2762],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2763,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2764,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2765,"default_full_slug":147,"translated_slugs":2766,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2767,2768,2769],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":698,"created_at":699,"published_at":16,"updated_at":700,"id":701,"uuid":702,"content":2771,"slug":710,"full_slug":711,"sort_by_date":25,"position":52,"tag_list":2773,"is_startpage":28,"parent_id":713,"meta_data":25,"group_id":714,"first_published_at":715,"release_id":25,"lang":32,"path":25,"alternates":2774,"default_full_slug":717,"translated_slugs":2775,"_stopResolving":41},{"_uid":704,"icon":2772,"name":698,"component":709},{"id":706,"alt":707,"name":90,"focus":90,"title":90,"filename":708,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2776,2777,2778],{"path":717,"name":25,"lang":37,"published":25},{"path":717,"name":25,"lang":39,"published":25},{"path":717,"name":25,"lang":32,"published":25},[32],[],"Albarán y factura: diferencia y cómo conciliarlos en la rece",[2783],{"_uid":2784,"asset":2785,"caption":90,"component":735},"c449b07e-3b99-4193-b049-5a1504462ed7",{"id":2786,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":2787,"copyright":90,"fieldtype":95,"meta_data":2788,"is_external_url":28},213592764628627,"https://a.storyblok.com/f/146026/1536x1024/6cc46a2a1d/albaran-y-factura.png",{},"Descubre la diferencia entre albarán y factura y cómo conciliar pedido, albarán y factura en la recepción para evitar errores y pagos incorrectos.",[],[2792],{"_uid":2793,"items":2794,"heading":2855,"component":824},"81cbf153-fb6e-44c3-9eae-9a2d00f3b679",[2795,2805,2815,2825,2835,2845],{"_uid":2796,"title":2797,"component":745,"description":2798},"b14f3148-e599-4237-a46f-141b6b92f4b5","¿Cuál es la diferencia entre un albarán y una factura?",{"type":107,"content":2799},[2800],{"type":110,"attrs":2801,"content":2802},{"textAlign":25},[2803],{"text":2804,"type":116},"El albarán documenta la entrega de la mercancía. La factura documenta la operación y el importe que debe pagarse. La factura que cumple los requisitos formales aplicables puede servir como justificante fiscal, mientras que el albarán aporta evidencia sobre lo que se recibió.",{"_uid":2806,"title":2807,"component":745,"description":2808},"bd8d8d0e-2900-41fe-a49d-175565cfd252","¿Tiene el albarán validez fiscal?",{"type":107,"content":2809},[2810],{"type":110,"attrs":2811,"content":2812},{"textAlign":25},[2813],{"text":2814,"type":116},"El albarán no sustituye a la factura a efectos de facturación o deducción del IVA. Puede servir como evidencia comercial y operativa de la entrega, especialmente cuando se conserva junto con el pedido y la factura.",{"_uid":2816,"title":2817,"component":745,"description":2818},"bc7875ad-6867-4cac-87c5-3f7029e8de8b","¿Qué datos debe incluir un albarán de entrega?",{"type":107,"content":2819},[2820],{"type":110,"attrs":2821,"content":2822},{"textAlign":25},[2823],{"text":2824,"type":116},"Conviene que incluya el número de albarán, la fecha, el número de pedido, los datos del proveedor y del receptor, la descripción de los productos, las cantidades entregadas y cualquier incidencia observada durante la recepción.",{"_uid":2826,"title":2827,"component":745,"description":2828},"2cf0d000-6486-4526-a5fd-1c8504fdf2a8","¿Se puede contabilizar una factura sin albarán?",{"type":107,"content":2829},[2830],{"type":110,"attrs":2831,"content":2832},{"textAlign":25},[2833],{"text":2834,"type":116},"En determinados casos, sí. El albarán no es un requisito universal para registrar una factura, pero su ausencia puede dificultar la comprobación de que los bienes se recibieron correctamente. La empresa debe aplicar sus controles internos y conservar la documentación disponible.",{"_uid":2836,"title":2837,"component":745,"description":2838},"11ea72da-f60a-4990-a722-b9ca7e89ef79","¿Qué es la verificación a tres vías?",{"type":107,"content":2839},[2840],{"type":110,"attrs":2841,"content":2842},{"textAlign":25},[2843],{"text":2844,"type":116},"Es la comparación entre el pedido, el albarán y la factura. El pedido muestra lo que se solicitó, el albarán lo que se entregó y la factura lo que se está cobrando. El objetivo es detectar diferencias antes de aprobar el pago.",{"_uid":2846,"title":2847,"component":745,"description":2848},"5be6784a-dab5-438a-9951-f7c9016d4c69","¿Cómo ayuda Spendesk a conciliar albaranes y facturas?",{"type":107,"content":2849},[2850],{"type":110,"attrs":2851,"content":2852},{"textAlign":25},[2853],{"text":2854,"type":116},"Spendesk puede comparar los datos de las facturas con los pedidos de compra y los albaranes para detectar discrepancias antes de la aprobación. También permite centralizar la documentación, dirigir las facturas a los responsables correspondientes y mantener un registro del proceso de aprobación.",[2856],{"cta":2857,"_uid":2858,"title":2859,"eyebrow":2865,"subtitle":2870,"component":160,"textAlign":90,"flexibleSection":2875,"sectionSettings":2876,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"a9933b44-0156-4411-9df3-c97aeb6fd989",{"type":107,"content":2860},[2861],{"type":160,"attrs":2862,"content":2863},{"level":162,"textAlign":25},[2864],{"text":811,"type":116},{"type":107,"content":2866},[2867],{"type":110,"attrs":2868,"content":2869},{"textAlign":25},[],{"type":107,"content":2871},[2872],{"type":110,"attrs":2873,"content":2874},{"textAlign":25},[],[],[],"albaran-y-factura","es/blog/albaran-y-factura",-2960,[],"2d0e9977-fc0a-4f90-8c97-49706aa81d1b","2026-08-27T10:05:49.366Z",[],"blog/albaran-y-factura",[2886,2887,2888],{"path":2884,"name":25,"lang":37,"published":25},{"path":2884,"name":25,"lang":39,"published":25},{"path":2884,"name":25,"lang":32,"published":25},{"name":2890,"created_at":2891,"published_at":2892,"updated_at":2893,"id":2894,"uuid":2895,"content":2896,"slug":3027,"full_slug":3028,"sort_by_date":25,"position":3029,"tag_list":3030,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":3031,"first_published_at":3032,"release_id":25,"lang":32,"path":25,"alternates":3033,"default_full_slug":3034,"translated_slugs":3035},"Suministro Inmediato de Información (SII): quién está obligado y cómo funciona","2026-08-27T10:05:46.612Z","2026-08-27T13:15:06.420Z","2026-08-27T13:15:06.441Z",213547198969678,"c9ee313b-7bc8-4d4c-b5f5-f07f5ef3f0d4",{"_uid":2897,"title":2890,"topics":2898,"noIndex":28,"category":2907,"language":2916,"component":710,"heroMedia":2917,"metaTitle":2918,"publishedAt":2919,"readingTime":2920,"redirectUrl":90,"listingImage":2921,"metaDescription":2929,"bottomArticleCta":2930,"componentsAfterTheArticle":2931},"7c8baf82-c72c-4bd0-978c-914b4de81327",[2899],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2900,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2901,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2902,"default_full_slug":147,"translated_slugs":2903,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2904,2905,2906],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":698,"created_at":699,"published_at":16,"updated_at":700,"id":701,"uuid":702,"content":2908,"slug":710,"full_slug":711,"sort_by_date":25,"position":52,"tag_list":2910,"is_startpage":28,"parent_id":713,"meta_data":25,"group_id":714,"first_published_at":715,"release_id":25,"lang":32,"path":25,"alternates":2911,"default_full_slug":717,"translated_slugs":2912,"_stopResolving":41},{"_uid":704,"icon":2909,"name":698,"component":709},{"id":706,"alt":707,"name":90,"focus":90,"title":90,"filename":708,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2913,2914,2915],{"path":717,"name":25,"lang":37,"published":25},{"path":717,"name":25,"lang":39,"published":25},{"path":717,"name":25,"lang":32,"published":25},[32],[],"Suministro Inmediato de Información (SII): quién está obliga","2026-08-26 00:00","15",[2922],{"_uid":2923,"asset":2924,"caption":90,"component":735},"57620067-ee10-44b1-994e-e86bf0c9a7af",{"id":2925,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":2926,"copyright":90,"fieldtype":95,"meta_data":2927,"is_external_url":28},213593665769182,"https://a.storyblok.com/f/146026/1536x1024/f024cf1427/suministro-inmediato-de-informacion-sii.png",{"size":2928},"1536x1024","Descubre qué es el Suministro Inmediato de Información (SII), quién está obligado a utilizarlo y cómo gestionar los plazos de envío del IVA.",[],[2932],{"_uid":2933,"items":2934,"heading":3005,"component":824},"def80281-c114-48d8-922b-c6452f4b32e1",[2935,2945,2955,2965,2975,2985,2995],{"_uid":2936,"title":2937,"component":745,"description":2938},"7adf060b-0882-41f2-8376-aa433a02769e","¿En qué consiste exactamente el SII?",{"type":107,"content":2939},[2940],{"type":110,"attrs":2941,"content":2942},{"textAlign":25},[2943],{"text":2944,"type":116},"El SII es la llevanza electrónica de los libros registro del IVA a través de la Sede de la AEAT. Las empresas incluidas deben enviar determinados registros de facturación dentro de plazos breves. No es una declaración adicional, sino una forma distinta de mantener los libros del IVA.",{"_uid":2946,"title":2947,"component":745,"description":2948},"be7cc60c-fdd7-48cd-86ee-3cd10e8a77df","¿Qué empresas están obligadas a utilizar el SII?",{"type":107,"content":2949},[2950],{"type":110,"attrs":2951,"content":2952},{"textAlign":25},[2953],{"text":2954,"type":116},"Están obligadas, entre otras, las grandes empresas que superan el volumen de operaciones establecido, las empresas inscritas en REDEME, las entidades acogidas al régimen especial del grupo de entidades del IVA y determinados titulares y extractores de productos de depósitos fiscales de hidrocarburos.",{"_uid":2956,"title":2957,"component":745,"description":2958},"8a10655a-0848-47c1-954b-b071fdee7f5d","¿Puede una empresa acogerse voluntariamente al SII?",{"type":107,"content":2959},[2960],{"type":110,"attrs":2961,"content":2962},{"textAlign":25},[2963],{"text":2964,"type":116},"Sí. Los sujetos pasivos que no estén obligados pueden optar voluntariamente mediante el procedimiento previsto por la AEAT, normalmente a través del modelo 036. La opción está sujeta a condiciones de permanencia y renuncia.",{"_uid":2966,"title":2967,"component":745,"description":2968},"a12435fc-1766-4be9-ac61-a9537861dab0","¿Cuál es el plazo para enviar una factura al SII?",{"type":107,"content":2969},[2970],{"type":110,"attrs":2971,"content":2972},{"textAlign":25},[2973],{"text":2974,"type":116},"El plazo general es de cuatro días naturales. Para las facturas expedidas por el destinatario o por un tercero, puede aplicarse un plazo de ocho días. En las facturas recibidas, el plazo se calcula generalmente desde el registro contable. También deben respetarse los límites vinculados al periodo de liquidación.",{"_uid":2976,"title":2977,"component":745,"description":2978},"40060d22-3957-4e6d-8f07-34e68f92caf4","¿Qué modelos deja de presentar una empresa acogida al SII?",{"type":107,"content":2979},[2980],{"type":110,"attrs":2981,"content":2982},{"textAlign":25},[2983],{"text":2984,"type":116},"En los términos previstos por la normativa, las empresas acogidas al SII quedan exoneradas de presentar los modelos 347 y 390. La empresa puede tener que incluir información adicional en el modelo 303 del último periodo del ejercicio.",{"_uid":2986,"title":2987,"component":745,"description":2988},"ee432358-03bc-446c-b99e-fb39b33d8249","¿Qué diferencia hay entre SII, VeriFactu y factura electrónica B2B?",{"type":107,"content":2989},[2990],{"type":110,"attrs":2991,"content":2992},{"textAlign":25},[2993],{"text":2994,"type":116},"El SII regula el suministro electrónico de los registros del IVA. VeriFactu establece requisitos para los sistemas informáticos de facturación. La factura electrónica B2B regula el intercambio de facturas electrónicas entre empresas y profesionales. Son obligaciones diferentes y no se sustituyen automáticamente entre sí.",{"_uid":2996,"title":2997,"component":745,"description":2998},"eba19354-4fee-45a5-a514-a123eaeb80dd","¿Cómo ayuda Spendesk a gestionar las facturas con el SII?",{"type":107,"content":2999},[3000],{"type":110,"attrs":3001,"content":3002},{"textAlign":25},[3003],{"text":3004,"type":116},"Spendesk centraliza la recepción de facturas de proveedores y extrae los datos mediante OCR desde el primer momento. La información contable y de IVA se organiza antes de dirigirse al flujo de aprobación configurado, y los datos ya validados pueden exportarse a la herramienta contable de la empresa. Esto ayuda a mantener un flujo de cuentas por pagar más ordenado y con menos margen para retrasos, aunque la validación final de la información y el suministro al SII siguen correspondiendo a la empresa conforme a sus obligaciones.",[3006],{"cta":3007,"_uid":3008,"title":3009,"eyebrow":3015,"subtitle":3020,"component":160,"textAlign":90,"flexibleSection":3025,"sectionSettings":3026,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"1b5b92ff-b89c-495c-a337-c708520f4861",{"type":107,"content":3010},[3011],{"type":160,"attrs":3012,"content":3013},{"level":162,"textAlign":25},[3014],{"text":811,"type":116},{"type":107,"content":3016},[3017],{"type":110,"attrs":3018,"content":3019},{"textAlign":25},[],{"type":107,"content":3021},[3022],{"type":110,"attrs":3023,"content":3024},{"textAlign":25},[],[],[],"suministro-inmediato-de-informacion-sii","es/blog/suministro-inmediato-de-informacion-sii",-2940,[],"1026b24a-05ed-4e9b-ac69-e27ceb7abb19","2026-08-27T10:05:46.675Z",[],"blog/suministro-inmediato-de-informacion-sii",[3036,3037,3038],{"path":3034,"name":25,"lang":37,"published":25},{"path":3034,"name":25,"lang":39,"published":25},{"path":3034,"name":25,"lang":32,"published":25},{"name":3040,"created_at":3041,"published_at":3042,"updated_at":3043,"id":3044,"uuid":3045,"content":3046,"slug":3166,"full_slug":3167,"sort_by_date":25,"position":3168,"tag_list":3169,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":3170,"first_published_at":3171,"release_id":25,"lang":32,"path":25,"alternates":3172,"default_full_slug":3173,"translated_slugs":3174},"Modelo 347: qué es, quién lo presenta y cómo cuadrar las operaciones con terceros","2026-08-27T10:05:45.170Z","2026-08-27T13:19:06.451Z","2026-08-27T13:19:06.469Z",213547193063145,"eb7d1f54-7437-4951-a114-768571456ba6",{"_uid":3047,"title":3040,"topics":3048,"noIndex":28,"category":3057,"language":3066,"component":710,"heroMedia":3067,"metaTitle":3068,"publishedAt":3069,"readingTime":3070,"redirectUrl":90,"listingImage":3071,"metaDescription":3078,"bottomArticleCta":3079,"componentsAfterTheArticle":3080},"dccb051a-42df-4342-8485-b7f35e0277bc",[3049],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3050,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3051,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3052,"default_full_slug":147,"translated_slugs":3053,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3054,3055,3056],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":698,"created_at":699,"published_at":16,"updated_at":700,"id":701,"uuid":702,"content":3058,"slug":710,"full_slug":711,"sort_by_date":25,"position":52,"tag_list":3060,"is_startpage":28,"parent_id":713,"meta_data":25,"group_id":714,"first_published_at":715,"release_id":25,"lang":32,"path":25,"alternates":3061,"default_full_slug":717,"translated_slugs":3062,"_stopResolving":41},{"_uid":704,"icon":3059,"name":698,"component":709},{"id":706,"alt":707,"name":90,"focus":90,"title":90,"filename":708,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3063,3064,3065],{"path":717,"name":25,"lang":37,"published":25},{"path":717,"name":25,"lang":39,"published":25},{"path":717,"name":25,"lang":32,"published":25},[32],[],"Modelo 347: qué es, quién lo presenta y cómo cuadrar las ope","2026-08-25 00:00","13",[3072],{"_uid":3073,"asset":3074,"caption":90,"component":735},"524fd86d-0162-40d0-8d0c-df1c150e52c3",{"id":3075,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3076,"copyright":90,"fieldtype":95,"meta_data":3077,"is_external_url":28},213594674196265,"https://a.storyblok.com/f/146026/1536x1024/e588f814eb/modelo-347.png",{"size":2928},"Descubre qué es el modelo 347, quién debe presentarlo, qué operaciones se declaran y cómo cuadrar los datos con proveedores y clientes antes de febrero.",[],[3081],{"_uid":3082,"items":3083,"heading":3144,"component":824},"e16a1b38-8a3e-4bdc-9517-c2db347bb109",[3084,3094,3104,3114,3124,3134],{"_uid":3085,"title":3086,"component":745,"description":3087},"49aa426d-fb37-4d02-8604-8753e11c75ae","¿El modelo 347 supone algún pago a Hacienda?",{"type":107,"content":3088},[3089],{"type":110,"attrs":3090,"content":3091},{"textAlign":25},[3092],{"text":3093,"type":116},"No. El modelo 347 es una declaración informativa y no implica, por sí mismo, un ingreso ni una devolución.",{"_uid":3095,"title":3096,"component":745,"description":3097},"d5f8692d-a5d7-4d67-b5bb-2cb8fd4835cc","¿Quién debe presentar el modelo 347?",{"type":107,"content":3098},[3099],{"type":110,"attrs":3100,"content":3101},{"textAlign":25},[3102],{"text":3103,"type":116},"Deben revisar su obligación las personas físicas y jurídicas que desarrollen actividades empresariales o profesionales y superen el umbral aplicable con una misma persona o entidad durante el año natural. También existen reglas específicas para determinadas entidades y regímenes fiscales.",{"_uid":3105,"title":3106,"component":745,"description":3107},"68dd49af-838d-41c9-add2-85a0f7161fe3","¿Qué ocurre si mi modelo 347 no coincide con el de un proveedor o cliente?",{"type":107,"content":3108},[3109],{"type":110,"attrs":3110,"content":3111},{"textAlign":25},[3112],{"text":3113,"type":116},"La diferencia puede dar lugar a una solicitud de aclaraciones o documentación por parte de la AEAT. Conviene contrastar los importes anuales y trimestrales con la contraparte y revisar facturas, abonos, rectificaciones y periodos contables antes de presentar el modelo.",{"_uid":3115,"title":3116,"component":745,"description":3117},"0e0fdda6-4ac5-4a52-b4f6-5718eb7dfe64","¿Las operaciones intracomunitarias se incluyen en el modelo 347?",{"type":107,"content":3118},[3119],{"type":110,"attrs":3120,"content":3121},{"textAlign":25},[3122],{"text":3123,"type":116},"Las operaciones que ya se hayan declarado correctamente en el modelo 349, cuando exista coincidencia entre las obligaciones informativas, no deben duplicarse en el modelo 347. El tratamiento puede variar según la operación y el régimen aplicable.",{"_uid":3125,"title":3126,"component":745,"description":3127},"8e7f8716-9e11-452f-a190-0ab8e3a59985","¿Las importaciones y exportaciones se declaran en el modelo 347?",{"type":107,"content":3128},[3129],{"type":110,"attrs":3130,"content":3131},{"textAlign":25},[3132],{"text":3133,"type":116},"Las importaciones y exportaciones de mercancías se encuentran entre las operaciones excluidas en los supuestos previstos por la normativa. Otras operaciones internacionales deben analizarse según su naturaleza y la información declarada mediante otros modelos.",{"_uid":3135,"title":3136,"component":745,"description":3137},"0a1b3209-710e-4c42-b996-e68d37c1a8ec","¿Cómo ayuda Spendesk a preparar la información del modelo 347?",{"type":107,"content":3138},[3139],{"type":110,"attrs":3140,"content":3141},{"textAlign":25},[3142],{"text":3143,"type":116},"Spendesk centraliza las facturas de proveedores desde que llegan, extrae los datos mediante OCR y las asocia automáticamente a un proveedor, una fecha, un importe y una categoría contable. Esto facilita la conciliación por contraparte que exige el modelo 347, en lugar de tener que reconstruirla a partir de registros dispersos en febrero. La empresa o su asesoría debe determinar, en cualquier caso, qué operaciones deben incluirse finalmente en el modelo 347.",[3145],{"cta":3146,"_uid":3147,"title":3148,"eyebrow":3154,"subtitle":3159,"component":160,"textAlign":90,"flexibleSection":3164,"sectionSettings":3165,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"7d4eb9dd-e2a2-4b28-ab66-4d67cdb8b1ed",{"type":107,"content":3149},[3150],{"type":160,"attrs":3151,"content":3152},{"level":162,"textAlign":25},[3153],{"text":811,"type":116},{"type":107,"content":3155},[3156],{"type":110,"attrs":3157,"content":3158},{"textAlign":25},[],{"type":107,"content":3160},[3161],{"type":110,"attrs":3162,"content":3163},{"textAlign":25},[],[],[],"modelo-347","es/blog/modelo-347",-2930,[],"4a29a4dc-44ed-4c89-a829-8f36debe0d38","2026-08-27T10:05:45.238Z",[],"blog/modelo-347",[3175,3176,3177],{"path":3173,"name":25,"lang":37,"published":25},{"path":3173,"name":25,"lang":39,"published":25},{"path":3173,"name":25,"lang":32,"published":25},{"name":3179,"created_at":3180,"published_at":3181,"updated_at":3182,"id":3183,"uuid":3184,"content":3185,"slug":3305,"full_slug":3306,"sort_by_date":25,"position":3307,"tag_list":3308,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":3309,"first_published_at":3310,"release_id":25,"lang":32,"path":25,"alternates":3311,"default_full_slug":3312,"translated_slugs":3313},"Factura electrónica B2B obligatoria en España: RD 238/2026, plazos y obligaciones de información","2026-08-26T15:56:48.444Z","2026-08-27T12:05:49.875Z","2026-08-27T12:05:49.897Z",213279573839287,"fd5bdfbe-88a9-430c-a4c8-3fe4dc83e887",{"_uid":3186,"title":3179,"topics":3187,"noIndex":28,"category":3196,"language":3205,"component":710,"heroMedia":3206,"metaTitle":3207,"publishedAt":3208,"readingTime":2920,"redirectUrl":90,"listingImage":3209,"metaDescription":3217,"bottomArticleCta":3218,"componentsAfterTheArticle":3219},"fef2010a-eba8-4d77-ba63-0f84b8d05d91",[3188],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3189,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3190,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3191,"default_full_slug":147,"translated_slugs":3192,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3193,3194,3195],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":698,"created_at":699,"published_at":16,"updated_at":700,"id":701,"uuid":702,"content":3197,"slug":710,"full_slug":711,"sort_by_date":25,"position":52,"tag_list":3199,"is_startpage":28,"parent_id":713,"meta_data":25,"group_id":714,"first_published_at":715,"release_id":25,"lang":32,"path":25,"alternates":3200,"default_full_slug":717,"translated_slugs":3201,"_stopResolving":41},{"_uid":704,"icon":3198,"name":698,"component":709},{"id":706,"alt":707,"name":90,"focus":90,"title":90,"filename":708,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3202,3203,3204],{"path":717,"name":25,"lang":37,"published":25},{"path":717,"name":25,"lang":39,"published":25},{"path":717,"name":25,"lang":32,"published":25},[32],[],"Factura electrónica B2B obligatoria: RD 238/2026","2026-08-18 00:00",[3210],{"_uid":3211,"asset":3212,"caption":90,"component":735},"3656e231-7cc5-4017-b6ab-7fad002b60f3",{"id":3213,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3214,"copyright":90,"fieldtype":95,"meta_data":3215,"is_external_url":28},213576660674406,"https://a.storyblok.com/f/146026/1535x1024/af07ce5080/factura-electronica-b2b-obligatoria.png",{"size":3216},"1535x1024","Descubre cuándo entra en vigor la factura electrónica B2B obligatoria en España, a quién afecta primero, qué comunicar en cuatro días y las sanciones.",[],[3220],{"_uid":3221,"items":3222,"heading":3283,"component":824},"ed1beb78-2e64-4eec-b80b-41ff657d25ea",[3223,3233,3243,3253,3263,3273],{"_uid":3224,"title":3225,"component":745,"description":3226},"283ede3f-09f4-4759-8973-a693d94ea973","¿Cuándo entra en vigor la factura electrónica B2B en España?",{"type":107,"content":3227},[3228],{"type":110,"attrs":3229,"content":3230},{"textAlign":25},[3231],{"text":3232,"type":116},"El Real Decreto 238/2026 entró formalmente en vigor el 20 de abril de 2026. Sin embargo, los plazos para la aplicación efectiva de las obligaciones principales empiezan a contar cuando entre en vigor la orden ministerial prevista. A partir de ese momento, se contemplan 12 meses para las empresas que hayan superado el umbral de 8 millones de euros de volumen de operaciones y 24 meses para el resto de empresas y profesionales incluidos.",{"_uid":3234,"title":3235,"component":745,"description":3236},"4e9d6662-a73d-42f6-a917-670dd58c2996","¿Quién está obligado a utilizar la factura electrónica B2B?",{"type":107,"content":3237},[3238],{"type":110,"attrs":3239,"content":3240},{"textAlign":25},[3241],{"text":3242,"type":116},"La obligación afecta principalmente a las operaciones en las que un empresario o profesional emite una factura a otro empresario o profesional incluido en el ámbito español previsto por la normativa. La aplicación depende de la operación, la condición y la ubicación de las partes y las posibles exclusiones. Las operaciones B2C y B2G tienen reglas diferentes.",{"_uid":3244,"title":3245,"component":745,"description":3246},"310194eb-0234-4c6b-a583-ed00c32a365e","¿Es lo mismo la factura electrónica B2B que VERI*FACTU?",{"type":107,"content":3247},[3248],{"type":110,"attrs":3249,"content":3250},{"textAlign":25},[3251],{"text":3252,"type":116},"No. La factura electrónica B2B regula el formato y el intercambio de facturas entre empresas y profesionales. VERI*FACTU forma parte del marco aplicable a los sistemas informáticos de facturación y a sus registros. Ambas obligaciones pueden afectar a una misma empresa, pero tienen objetivos y requisitos diferentes.",{"_uid":3254,"title":3255,"component":745,"description":3256},"fc35e05b-e765-4823-9532-a282a8888215","¿Se podrá seguir enviando una factura en PDF por correo electrónico?",{"type":107,"content":3257},[3258],{"type":110,"attrs":3259,"content":3260},{"textAlign":25},[3261],{"text":3262,"type":116},"Un PDF puede seguir utilizándose en determinados contextos y periodos transitorios, pero no equivale por sí solo a una factura electrónica B2B estructurada. Cuando la obligación sea aplicable, la factura deberá cumplir los requisitos de formato e intercambio establecidos por la normativa. En algunos casos transitorios puede ser necesario enviar también una copia legible en PDF.",{"_uid":3264,"title":3265,"component":745,"description":3266},"746ebd48-350a-4272-b985-d676e56e4b65","¿Puede Spendesk cumplir por sí sola con la factura electrónica B2B en España?",{"type":107,"content":3267},[3268],{"type":110,"attrs":3269,"content":3270},{"textAlign":25},[3271],{"text":3272,"type":116},"Spendesk puede ayudar a las empresas a preparar y organizar sus procesos internos de gestión de facturas de proveedores, desde la captura y revisión de los datos hasta la aprobación, el pago y la trazabilidad. De este modo, los equipos financieros pueden contar con un proceso más estructurado antes de coordinarlo con la solución de factura electrónica B2B correspondiente. Spendesk no sustituye por sí sola a esa solución ni cubre automáticamente todos los requisitos aplicables en España en materia de emisión, intercambio y comunicación de estados.",{"_uid":3274,"title":3275,"component":745,"description":3276},"04c02eac-391e-4a3b-a9e3-f37f777310a2","¿Qué formatos de factura electrónica serán válidos?",{"type":107,"content":3277},[3278],{"type":110,"attrs":3279,"content":3280},{"textAlign":25},[3281],{"text":3282,"type":116},"El marco regulatorio contempla formatos estructurados compatibles con EN 16931, entre ellos CII, UBL, EDIFACT y Facturae. La plataforma utilizada debe ser capaz de trabajar con los formatos y requisitos de interoperabilidad aplicables al sistema español.",[3284],{"cta":3285,"_uid":3286,"title":3287,"eyebrow":3293,"subtitle":3298,"component":160,"textAlign":90,"flexibleSection":3303,"sectionSettings":3304,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"87703176-357e-4029-b671-6e2f33e3ba25",{"type":107,"content":3288},[3289],{"type":160,"attrs":3290,"content":3291},{"level":162,"textAlign":25},[3292],{"text":811,"type":116},{"type":107,"content":3294},[3295],{"type":110,"attrs":3296,"content":3297},{"textAlign":25},[],{"type":107,"content":3299},[3300],{"type":110,"attrs":3301,"content":3302},{"textAlign":25},[],[],[],"factura-electronica-b2b-obligatoria","es/blog/factura-electronica-b2b-obligatoria",-2900,[],"239c3755-1891-4b1a-9bbb-7368f4bcfe70","2026-08-26T16:07:20.321Z",[],"blog/factura-electronica-b2b-obligatoria",[3314,3315,3316],{"path":3312,"name":25,"lang":37,"published":25},{"path":3312,"name":25,"lang":39,"published":25},{"path":3312,"name":25,"lang":32,"published":25},{"name":3318,"created_at":3319,"published_at":3320,"updated_at":3321,"id":3322,"uuid":3323,"content":3324,"slug":3451,"full_slug":3452,"sort_by_date":25,"position":3453,"tag_list":3454,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":3455,"first_published_at":3456,"release_id":25,"lang":32,"path":25,"alternates":3457,"default_full_slug":3458,"translated_slugs":3459},"Libro de facturas emitidas y recibidas: qué debe contener, plazos y sanciones","2026-08-26T15:56:47.353Z","2026-08-27T12:00:14.540Z","2026-08-27T12:00:14.572Z",213279569366426,"1f4e5b3d-e6c8-4e10-9f39-9e11018de9c7",{"_uid":3325,"title":3318,"topics":3326,"noIndex":28,"category":3335,"language":3344,"component":710,"heroMedia":3345,"metaTitle":3346,"publishedAt":3347,"readingTime":2641,"redirectUrl":90,"listingImage":3348,"metaDescription":3355,"bottomArticleCta":3356,"componentsAfterTheArticle":3357},"1aa48761-92ae-4fbf-8b56-8bcb90e53a67",[3327],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3328,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3329,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3330,"default_full_slug":147,"translated_slugs":3331,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3332,3333,3334],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":698,"created_at":699,"published_at":16,"updated_at":700,"id":701,"uuid":702,"content":3336,"slug":710,"full_slug":711,"sort_by_date":25,"position":52,"tag_list":3338,"is_startpage":28,"parent_id":713,"meta_data":25,"group_id":714,"first_published_at":715,"release_id":25,"lang":32,"path":25,"alternates":3339,"default_full_slug":717,"translated_slugs":3340,"_stopResolving":41},{"_uid":704,"icon":3337,"name":698,"component":709},{"id":706,"alt":707,"name":90,"focus":90,"title":90,"filename":708,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3341,3342,3343],{"path":717,"name":25,"lang":37,"published":25},{"path":717,"name":25,"lang":39,"published":25},{"path":717,"name":25,"lang":32,"published":25},[32],[],"Libro de facturas emitidas y recibidas: qué contener","2026-08-19 00:00",[3349],{"_uid":3350,"asset":3351,"caption":90,"component":735},"00eb54dd-181c-41bb-a81a-1468f0229100",{"id":3352,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3353,"copyright":90,"fieldtype":95,"meta_data":3354,"is_external_url":28},213575285818614,"https://a.storyblok.com/f/146026/1536x1024/04c594545c/libro-registro-facturas-emitidas-recibidas.png",{},"Libro registro de facturas recibidas: qué datos debe contener, cómo gestionarlo y qué debes revisar para mantener al día tus libros registro del IVA.",[],[3358],{"_uid":3359,"items":3360,"heading":3429,"component":824},"260a9c76-16bd-46cb-9256-480f8dab3c20",[3361,3371,3381,3399,3409,3419],{"_uid":3362,"title":3363,"component":745,"description":3364},"a41c4649-d687-448b-bf01-65362821de65","¿Qué consecuencias puede tener omitir un dato del libro registro?",{"type":107,"content":3365},[3366],{"type":110,"attrs":3367,"content":3368},{"textAlign":25},[3369],{"text":3370,"type":116},"Omitir o registrar de forma incorrecta una información puede dificultar la revisión contable y, según las circunstancias, dar lugar a consecuencias fiscales o sancionadoras. La valoración depende del tipo de error, del registro afectado, del régimen de la empresa y de la normativa vigente. Consulta la información de la Agencia Tributaria o a un asesor fiscal.",{"_uid":3372,"title":3373,"component":745,"description":3374},"1e0b697d-a60b-4b3f-bd6e-b07d61a6ec99","¿Se pueden agrupar varias facturas en un asiento resumen?",{"type":107,"content":3375},[3376],{"type":110,"attrs":3377,"content":3378},{"textAlign":25},[3379],{"text":3380,"type":116},"En determinados supuestos, la normativa permite utilizar asientos resumen. Las condiciones dependen del tipo de factura, la operación, los importes y otros requisitos. No todas las facturas pueden agruparse, por lo que conviene revisar las instrucciones vigentes antes de utilizar este método.",{"_uid":3382,"title":3383,"component":745,"description":3384},"b5737e9c-4d36-42e2-8625-6bbe8a99ae6c","¿Cuánto tiempo deben conservarse las facturas y los libros registro?",{"type":107,"content":3385},[3386],{"type":110,"attrs":3387,"content":3388},{"textAlign":25},[3389,3391,3397],{"text":3390,"type":116},"Las obligaciones de conservación pueden variar según se trate de facturas, libros contables, activos sujetos a regularización u otros documentos. No debe aplicarse un único plazo a todos los casos. La Agencia Tributaria ofrece información sobre la",{"text":3392,"type":116,"marks":3393}," conservación de facturas",[3394],{"type":188,"attrs":3395},{"href":3396,"uuid":25,"anchor":25,"target":191,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/iva/facturacion-registro/facturacion-iva/obligacion-conservar-facturas.html",{"text":3398,"type":116}," y sobre las obligaciones contables y registrales.",{"_uid":3400,"title":3401,"component":745,"description":3402},"e6934227-e274-46d4-97aa-3dea11c63fe1","¿Se puede utilizar Excel para llevar el libro registro?",{"type":107,"content":3403},[3404],{"type":110,"attrs":3405,"content":3406},{"textAlign":25},[3407],{"text":3408,"type":116},"La herramienta utilizada debe permitir recoger la información necesaria, mantener el orden de las anotaciones y conservar la documentación relacionada. Excel puede no ser suficiente para gestionar un volumen elevado de facturas, aprobaciones, documentos y correcciones. La empresa debe confirmar que el sistema elegido se adapta a sus obligaciones y procesos internos.",{"_uid":3410,"title":3411,"component":745,"description":3412},"72ec2867-2ead-49c9-b68b-a5bfe1a09dd6","¿Puede Spendesk sustituir el libro registro de facturas recibidas?",{"type":107,"content":3413},[3414],{"type":110,"attrs":3415,"content":3416},{"textAlign":25},[3417],{"text":3418,"type":116},"No. Spendesk no debe presentarse como un sustituto automático del libro fiscal oficial ni como una herramienta de asesoramiento tributario. Puede ayudar a centralizar facturas de proveedores, extraer y revisar datos, gestionar aprobaciones, conservar la documentación del proceso y preparar información para su exportación al sistema contable. La empresa sigue siendo responsable de validar el registro final y el tratamiento fiscal aplicable.",{"_uid":3420,"title":3421,"component":745,"description":3422},"ce45d85b-586d-43e8-895b-d16c57e3970f","¿Cómo se gestionan las facturas rectificativas?",{"type":107,"content":3423},[3424],{"type":110,"attrs":3425,"content":3426},{"textAlign":25},[3427],{"text":3428,"type":116},"Las facturas rectificativas deben identificarse y relacionarse con la operación original conforme a las reglas aplicables. En Spendesk, el equipo puede gestionar la documentación y el flujo de revisión, pero el tratamiento contable y fiscal debe validarse según las circunstancias de la operación.",[3430],{"cta":3431,"_uid":3432,"title":3433,"eyebrow":3439,"subtitle":3444,"component":160,"textAlign":90,"flexibleSection":3449,"sectionSettings":3450,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"37b08c3d-c162-4c57-b3b3-d6d60bdc54aa",{"type":107,"content":3434},[3435],{"type":160,"attrs":3436,"content":3437},{"level":162,"textAlign":25},[3438],{"text":811,"type":116},{"type":107,"content":3440},[3441],{"type":110,"attrs":3442,"content":3443},{"textAlign":25},[],{"type":107,"content":3445},[3446],{"type":110,"attrs":3447,"content":3448},{"textAlign":25},[],[],[],"libro-registro-facturas-emitidas-recibidas","es/blog/libro-registro-facturas-emitidas-recibidas",-2890,[],"6362c47f-9bce-4f42-9a7d-96ca70dcc919","2026-08-26T16:07:19.051Z",[],"blog/libro-registro-facturas-emitidas-recibidas",[3460,3461,3462],{"path":3458,"name":25,"lang":37,"published":25},{"path":3458,"name":25,"lang":39,"published":25},{"path":3458,"name":25,"lang":32,"published":25},{"name":3464,"created_at":3465,"published_at":3466,"updated_at":3467,"id":3468,"uuid":3469,"content":3470,"slug":3599,"full_slug":3600,"sort_by_date":25,"position":3601,"tag_list":3602,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":3603,"first_published_at":3604,"release_id":25,"lang":32,"path":25,"alternates":3605,"default_full_slug":3606,"translated_slugs":3607},"Facturas con retención de IRPF: cómo validarlas y pagarlas correctamente desde el equipo de finanzas","2026-08-26T15:56:46.281Z","2026-08-27T14:08:24.833Z","2026-08-27T14:08:24.863Z",213279564983671,"5c88a22e-413e-4b5a-a189-6e7f76a56680",{"_uid":3471,"title":3464,"topics":3472,"noIndex":28,"category":3481,"language":3490,"component":710,"heroMedia":3491,"metaTitle":3492,"publishedAt":3493,"readingTime":3070,"redirectUrl":90,"listingImage":3494,"metaDescription":3501,"bottomArticleCta":3502,"componentsAfterTheArticle":3503},"2e625e42-c16d-4154-bf03-c232bc3dfa31",[3473],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3474,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3475,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3476,"default_full_slug":147,"translated_slugs":3477,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3478,3479,3480],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":698,"created_at":699,"published_at":16,"updated_at":700,"id":701,"uuid":702,"content":3482,"slug":710,"full_slug":711,"sort_by_date":25,"position":52,"tag_list":3484,"is_startpage":28,"parent_id":713,"meta_data":25,"group_id":714,"first_published_at":715,"release_id":25,"lang":32,"path":25,"alternates":3485,"default_full_slug":717,"translated_slugs":3486,"_stopResolving":41},{"_uid":704,"icon":3483,"name":698,"component":709},{"id":706,"alt":707,"name":90,"focus":90,"title":90,"filename":708,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3487,3488,3489],{"path":717,"name":25,"lang":37,"published":25},{"path":717,"name":25,"lang":39,"published":25},{"path":717,"name":25,"lang":32,"published":25},[32],[],"Facturas con retención de IRPF: validar y pagar","2026-08-13 00:00",[3495],{"_uid":3496,"asset":3497,"caption":90,"component":735},"151f7118-8129-4073-853c-cb7d6fbd7298",{"id":3498,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3499,"copyright":90,"fieldtype":95,"meta_data":3500,"is_external_url":28},213606776465376,"https://a.storyblok.com/f/146026/1536x1024/e35b1a092d/facturas-con-retencion-de-irpf.png",{"size":2928},"Facturas con retención de IRPF: cómo validar el porcentaje, revisar la base y aprobar el pago desde el equipo de Finanzas.",[],[3504],{"_uid":3505,"items":3506,"heading":3577,"component":824},"5825f6bb-0a60-427b-9780-9a3436456e50",[3507,3517,3527,3537,3547,3557,3567],{"_uid":3508,"title":3509,"component":745,"description":3510},"2c41ac83-8d9c-40c0-a007-34f8d9bd94ad","¿Todas las facturas de profesionales llevan retención de IRPF?",{"type":107,"content":3511},[3512],{"type":110,"attrs":3513,"content":3514},{"textAlign":25},[3515],{"text":3516,"type":116},"No. La obligación depende del pagador, del tipo de ingreso, de la actividad del proveedor y de las circunstancias de la operación. Que el proveedor sea autónomo o que la factura corresponda a un servicio profesional no basta para aplicar automáticamente una retención.",{"_uid":3518,"title":3519,"component":745,"description":3520},"bd580b26-df21-4199-85a9-dc77a8fb5bf3","¿Cómo se calcula la retención de IRPF en una factura?",{"type":107,"content":3521},[3522],{"type":110,"attrs":3523,"content":3524},{"textAlign":25},[3525],{"text":3526,"type":116},"Como orientación general, se aplica el porcentaje correspondiente sobre la remuneración o base sujeta a retención. En una factura profesional ordinaria, suele tomarse como referencia la base antes del IVA. Los suplidos, gastos repercutidos, descuentos y otros conceptos pueden requerir un tratamiento diferente.",{"_uid":3528,"title":3529,"component":745,"description":3530},"b4e975a6-fdda-4f6b-b4c6-be4e5deab215","¿Qué hago si una factura profesional llega sin retención?",{"type":107,"content":3531},[3532],{"type":110,"attrs":3533,"content":3534},{"textAlign":25},[3535],{"text":3536,"type":116},"No la pagues automáticamente. Comprueba si la operación está sujeta, revisa la situación del proveedor y consulta con la asesoría o la persona responsable de impuestos. Puede ser necesario solicitar una corrección, documentar el porcentaje aplicable o ajustar el proceso de pago y registro.",{"_uid":3538,"title":3539,"component":745,"description":3540},"e0cbee5b-47c5-4e93-b587-4ea85f994655","¿Quién ingresa la retención en Hacienda?",{"type":107,"content":3541},[3542],{"type":110,"attrs":3543,"content":3544},{"textAlign":25},[3545],{"text":3546,"type":116},"Cuando la empresa está obligada a retener, el pagador debe cumplir las obligaciones de ingreso y declaración correspondientes. La gestión puede incluir declaraciones periódicas y resúmenes anuales. El proveedor recibe un certificado con la información necesaria para su declaración.",{"_uid":3548,"title":3549,"component":745,"description":3550},"f0a0ff0f-d530-46cd-ae89-0e336e025935","¿Cómo ayuda Spendesk a gestionar facturas con retención de IRPF?",{"type":107,"content":3551},[3552],{"type":110,"attrs":3553,"content":3554},{"textAlign":25},[3555],{"text":3556,"type":116},"Spendesk ayuda a centralizar las facturas de proveedores, extraer determinados datos mediante OCR, revisar y editar la información, gestionar los flujos de aprobación, programar los pagos y exportar la información al sistema contable, en función de la integración disponible. Esto permite al equipo financiero mantener el proceso organizado y trazable, al tiempo que valida por separado si la factura está sujeta a retención, qué porcentaje resulta aplicable y cuál es el tratamiento fiscal correspondiente.",{"_uid":3558,"title":3559,"component":745,"description":3560},"c80b46e8-fbde-42dc-843b-2ddbe60c6342","¿Puede Spendesk calcular automáticamente la retención de IRPF?",{"type":107,"content":3561},[3562],{"type":110,"attrs":3563,"content":3564},{"textAlign":25},[3565],{"text":3566,"type":116},"No debe presentarse Spendesk como una herramienta que calcula, valida o aplica automáticamente las retenciones de IRPF en España. Spendesk puede ayudar a centralizar facturas, extraer datos estándar, gestionar aprobaciones, programar pagos y exportar información contable. El equipo financiero debe validar el tratamiento fiscal mediante sus procedimientos y sistemas correspondientes.",{"_uid":3568,"title":3569,"component":745,"description":3570},"cc10cb16-b28a-4f80-83d4-5f04e2201f09","¿Cómo se registra una factura con retención?",{"type":107,"content":3571},[3572],{"type":110,"attrs":3573,"content":3574},{"textAlign":25},[3575],{"text":3576,"type":116},"El registro debe distinguir el gasto, el IVA que pueda ser deducible, el importe neto que se paga al proveedor y la retención pendiente de ingreso. Las cuentas y el asiento dependen del plan contable y del ERP de la empresa, por lo que deben confirmarse con el equipo contable o la asesoría.",[3578],{"cta":3579,"_uid":3580,"title":3581,"eyebrow":3587,"subtitle":3592,"component":160,"textAlign":90,"flexibleSection":3597,"sectionSettings":3598,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"360fcad8-3e5d-4055-8ca7-dafd01d0167c",{"type":107,"content":3582},[3583],{"type":160,"attrs":3584,"content":3585},{"level":162,"textAlign":25},[3586],{"text":811,"type":116},{"type":107,"content":3588},[3589],{"type":110,"attrs":3590,"content":3591},{"textAlign":25},[],{"type":107,"content":3593},[3594],{"type":110,"attrs":3595,"content":3596},{"textAlign":25},[],[],[],"facturas-con-retencion-de-irpf","es/blog/facturas-con-retencion-de-irpf",-2880,[],"a9350e98-5a01-42e3-938d-5dc2a4cbbd74","2026-08-26T16:07:17.923Z",[],"blog/facturas-con-retencion-de-irpf",[3608,3609,3610],{"path":3606,"name":25,"lang":37,"published":25},{"path":3606,"name":25,"lang":39,"published":25},{"path":3606,"name":25,"lang":32,"published":25},{"name":3612,"created_at":3613,"published_at":3614,"updated_at":3615,"id":3616,"uuid":3617,"content":3618,"slug":3736,"full_slug":3737,"sort_by_date":25,"position":3738,"tag_list":3739,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":3740,"first_published_at":3741,"release_id":25,"lang":32,"path":25,"alternates":3742,"default_full_slug":3743,"translated_slugs":3744},"Remesa bancaria: cómo preparar, validar y ejecutar pagos por lotes SEPA","2026-08-26T15:56:45.149Z","2026-08-27T11:48:47.704Z","2026-08-27T11:48:47.735Z",213279560346978,"6ccc0a04-595f-469e-a018-9ece3b97a491",{"_uid":3619,"title":3612,"topics":3620,"noIndex":28,"category":3629,"language":3638,"component":710,"heroMedia":3639,"metaTitle":3640,"publishedAt":3347,"readingTime":3070,"redirectUrl":90,"listingImage":3641,"metaDescription":3648,"bottomArticleCta":3649,"componentsAfterTheArticle":3650},"5436491d-39fc-4e35-aa76-479e172b0f75",[3621],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3622,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3623,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3624,"default_full_slug":147,"translated_slugs":3625,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3626,3627,3628],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":698,"created_at":699,"published_at":16,"updated_at":700,"id":701,"uuid":702,"content":3630,"slug":710,"full_slug":711,"sort_by_date":25,"position":52,"tag_list":3632,"is_startpage":28,"parent_id":713,"meta_data":25,"group_id":714,"first_published_at":715,"release_id":25,"lang":32,"path":25,"alternates":3633,"default_full_slug":717,"translated_slugs":3634,"_stopResolving":41},{"_uid":704,"icon":3631,"name":698,"component":709},{"id":706,"alt":707,"name":90,"focus":90,"title":90,"filename":708,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3635,3636,3637],{"path":717,"name":25,"lang":37,"published":25},{"path":717,"name":25,"lang":39,"published":25},{"path":717,"name":25,"lang":32,"published":25},[32],[],"Remesa bancaria: pagos por lotes SEPA paso a paso",[3642],{"_uid":3643,"asset":3644,"caption":90,"component":735},"bdb2b03d-41db-4631-8c55-4216da6d5807",{"id":3645,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3646,"copyright":90,"fieldtype":95,"meta_data":3647,"is_external_url":28},213568956928241,"https://a.storyblok.com/f/146026/1536x1024/bc8f0d035d/remesa-bancaria-pagos-sepa.png",{"size":2928},"Descubre qué es una remesa bancaria y cómo preparar y validar pagos por lotes SEPA para controlar la tesorería y cumplir los plazos en España.",[],[3651],{"_uid":3652,"items":3653,"heading":3714,"component":824},"012c98e0-9fca-4750-9f7b-ffe4287f4886",[3654,3664,3674,3684,3694,3704],{"_uid":3655,"title":3656,"component":745,"description":3657},"db6175cd-5ce0-4e60-8f83-a8d71b0d451a","¿Qué es una remesa bancaria?",{"type":107,"content":3658},[3659],{"type":110,"attrs":3660,"content":3661},{"textAlign":25},[3662],{"text":3663,"type":116},"Una remesa bancaria es un conjunto de órdenes de pago que se preparan para una fecha determinada. Permite reunir varias operaciones, revisar sus datos y enviarlas o ejecutarlas siguiendo el proceso definido por la empresa y su banco.",{"_uid":3665,"title":3666,"component":745,"description":3667},"7b6e2547-866c-4aa4-94fe-1ba719fce755","¿Cómo hacer una remesa bancaria con Spendesk?",{"type":107,"content":3668},[3669],{"type":110,"attrs":3670,"content":3671},{"textAlign":25},[3672],{"text":3673,"type":116},"Con Spendesk, el equipo puede gestionar las facturas, revisar las aprobaciones, seleccionar varios pagos y programarlos para una misma fecha, según la configuración disponible. También puede exportar un fichero XML SEPA con los pagos seleccionados para cargarlo posteriormente en el entorno bancario de la empresa. La disponibilidad de cada función depende de la entidad, el plan y la configuración contratada.",{"_uid":3675,"title":3676,"component":745,"description":3677},"9d056b95-01ee-4eb4-9798-aa1c16cdd47e","¿Cómo validar un fichero SEPA antes de enviarlo al banco?",{"type":107,"content":3678},[3679],{"type":110,"attrs":3680,"content":3681},{"textAlign":25},[3682],{"text":3683,"type":116},"Revisa los datos del ordenante y de los beneficiarios, los IBAN, los importes, las fechas, los conceptos y las autorizaciones. Comprueba también que no haya operaciones duplicadas y que el contenido del fichero coincida con las facturas aprobadas. La validación final corresponde al banco o al proveedor de servicios de pago que reciba el archivo.",{"_uid":3685,"title":3686,"component":745,"description":3687},"c69192e6-c3f8-463d-93f7-d19cde724f1f","¿Cómo se contabilizan las remesas bancarias?",{"type":107,"content":3688},[3689],{"type":110,"attrs":3690,"content":3691},{"textAlign":25},[3692],{"text":3693,"type":116},"El proceso depende de si la remesa corresponde a pagos o cobros, del plan contable, del sistema utilizado y del momento en que se reconoce la operación. El equipo contable debe definir cómo registrar la orden, la ejecución, la liquidación y la conciliación.",{"_uid":3695,"title":3696,"component":745,"description":3697},"4e7e8316-9c24-4d8f-9d8e-7860a27b2941","¿Qué asiento contable corresponde a una remesa bancaria?",{"type":107,"content":3698},[3699],{"type":110,"attrs":3700,"content":3701},{"textAlign":25},[3702],{"text":3703,"type":116},"No existe un asiento único aplicable a todas las empresas. El asiento contable de una remesa bancaria depende del tipo de operación, del plan contable y del procedimiento definido por la empresa. Conviene confirmarlo con el equipo contable o la asesoría correspondiente.",{"_uid":3705,"title":3706,"component":745,"description":3707},"e15fc1b0-9632-4937-bc5f-8ef99e3411e5","¿Cómo se gestionan las remesas bancarias en un ERP?",{"type":107,"content":3708},[3709],{"type":110,"attrs":3710,"content":3711},{"textAlign":25},[3712],{"text":3713,"type":116},"La gestión depende de las integraciones y exportaciones disponibles. Antes de configurarla, conviene comprobar qué información se transfiere, cómo se actualizan los estados de pago y qué pasos de importación o conciliación siguen siendo manuales. Descubre cómo Spendesk conecta las solicitudes de compra, las aprobaciones, las facturas y los pagos en un flujo de control para equipos financieros.",[3715],{"cta":3716,"_uid":3717,"title":3718,"eyebrow":3724,"subtitle":3729,"component":160,"textAlign":90,"flexibleSection":3734,"sectionSettings":3735,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"012e0fa8-37f0-4bad-b593-fd7ada48f302",{"type":107,"content":3719},[3720],{"type":160,"attrs":3721,"content":3722},{"level":162,"textAlign":25},[3723],{"text":811,"type":116},{"type":107,"content":3725},[3726],{"type":110,"attrs":3727,"content":3728},{"textAlign":25},[],{"type":107,"content":3730},[3731],{"type":110,"attrs":3732,"content":3733},{"textAlign":25},[],[],[],"remesa-bancaria-pagos-sepa","es/blog/remesa-bancaria-pagos-sepa",-2870,[],"84461d25-ba00-4b9e-ae0c-5151ea52266d","2026-08-26T16:07:16.812Z",[],"blog/remesa-bancaria-pagos-sepa",[3745,3746,3747],{"path":3743,"name":25,"lang":37,"published":25},{"path":3743,"name":25,"lang":39,"published":25},{"path":3743,"name":25,"lang":32,"published":25},{"name":3749,"created_at":3750,"published_at":3751,"updated_at":3752,"id":3753,"uuid":3754,"content":3755,"slug":3862,"full_slug":3863,"sort_by_date":25,"position":3864,"tag_list":3865,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":3866,"first_published_at":3867,"release_id":25,"lang":32,"path":25,"alternates":3868,"default_full_slug":3869,"translated_slugs":3870},"Factura intracomunitaria: IVA y cómo contabilizarla en España","2026-08-26T15:56:44.073Z","2026-08-27T11:29:16.330Z","2026-08-27T11:29:16.353Z",213279555935584,"34fcac11-2af5-40c6-b196-b07f8b1d0174",{"_uid":3756,"title":3749,"topics":3757,"noIndex":28,"category":3766,"language":3775,"component":710,"heroMedia":3776,"metaTitle":3777,"publishedAt":3778,"readingTime":3779,"redirectUrl":90,"listingImage":3780,"metaDescription":3787,"bottomArticleCta":3788,"componentsAfterTheArticle":3789},"16ff30af-2904-477d-b075-c17a7cf9bf97",[3758],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3759,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3760,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3761,"default_full_slug":147,"translated_slugs":3762,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3763,3764,3765],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":698,"created_at":699,"published_at":16,"updated_at":700,"id":701,"uuid":702,"content":3767,"slug":710,"full_slug":711,"sort_by_date":25,"position":52,"tag_list":3769,"is_startpage":28,"parent_id":713,"meta_data":25,"group_id":714,"first_published_at":715,"release_id":25,"lang":32,"path":25,"alternates":3770,"default_full_slug":717,"translated_slugs":3771,"_stopResolving":41},{"_uid":704,"icon":3768,"name":698,"component":709},{"id":706,"alt":707,"name":90,"focus":90,"title":90,"filename":708,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3772,3773,3774],{"path":717,"name":25,"lang":37,"published":25},{"path":717,"name":25,"lang":39,"published":25},{"path":717,"name":25,"lang":32,"published":25},[32],[],"Factura intracomunitaria: IVA y contabilización","2026-08-11 00:00","18",[3781],{"_uid":3782,"asset":3783,"caption":90,"component":735},"4fdb0800-f3af-453e-975c-6635e5eaf37e",{"id":3784,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3785,"copyright":90,"fieldtype":95,"meta_data":3786,"is_external_url":28},213567525388398,"https://a.storyblok.com/f/146026/1536x1024/9621cc880e/factura-intracomunitaria.png",{},"Factura intracomunitaria: aprende a revisar el IVA, aplicar la inversión del sujeto pasivo y contabilizar las compras a proveedores de la Unión Europea.",[],[3790],{"_uid":3791,"items":3792,"heading":3840,"component":824},"156d09f6-b7f5-4dbe-a86d-04588ea27a93",[3793,3803,3813,3823],{"_uid":3794,"title":3795,"component":745,"description":3796},"6ebb716a-e3b9-43ec-985e-fe7611746bca","¿Qué pasa si el proveedor o mi empresa no están dados de alta en el ROI o no aparecen en VIES?",{"type":107,"content":3797},[3798],{"type":110,"attrs":3799,"content":3800},{"textAlign":25},[3801],{"text":3802,"type":116},"No existe una respuesta automática para todos los casos. Comprueba si el número se ha introducido correctamente, si el operador está activado para operaciones intracomunitarias y si la inscripción es reciente. En una entrega intracomunitaria de bienes, la ausencia de un número de IVA válido puede impedir aplicar la exención. En los servicios, el tratamiento depende también de la condición del cliente, el tipo de servicio y la regla de localización aplicable. Si la factura parece incorrecta, solicita al proveedor que confirme sus datos o emita una factura rectificativa. No apliques automáticamente un tipo de IVA extranjero o español sin revisar la operación.",{"_uid":3804,"title":3805,"component":745,"description":3806},"d929dcff-cea6-4ab2-bc9f-b1454eb915fc","¿Una operación intracomunitaria es lo mismo que una importación de fuera de la UE?",{"type":107,"content":3807},[3808],{"type":110,"attrs":3809,"content":3810},{"textAlign":25},[3811],{"text":3812,"type":116},"No. Una adquisición intracomunitaria se refiere, principalmente, a bienes transportados entre estados miembros o a determinados servicios B2B entre empresas de distintos países. Una importación se refiere a la entrada de bienes desde terceros países o territorios fuera del territorio comunitario del IVA y se tramita mediante Aduana. Una compra de servicios a un proveedor establecido fuera de la Unión Europea no es automáticamente una importación. Puede estar sujeta a las reglas españolas de localización de servicios y, en determinados casos, a la inversión del sujeto pasivo.",{"_uid":3814,"title":3815,"component":745,"description":3816},"17dd4ac9-4f17-4dae-91a7-f82f56b9e245","¿Cómo recupero el IVA soportado en otro país de la Unión Europea?",{"type":107,"content":3817},[3818],{"type":110,"attrs":3819,"content":3820},{"textAlign":25},[3821],{"text":3822,"type":116},"Una empresa establecida en España puede solicitar, si cumple los requisitos, la devolución del IVA soportado en otro estado miembro mediante el Modelo 360. El importe mínimo de IVA solicitado es de 400 € cuando la solicitud cubre un periodo de al menos tres meses, pero inferior a un año. El mínimo es de 50 € cuando la solicitud corresponde a un año natural completo o al periodo restante de un año. El plazo general de presentación termina el 30 de septiembre del año siguiente al que corresponden las cuotas. Estos umbrales se refieren al importe de IVA solicitado en la reclamación, no al importe de una factura individual. Las condiciones concretas también pueden depender del Estado miembro que debe efectuar la devolución.",{"_uid":3824,"title":3825,"component":745,"description":3826},"f951bfc8-21a7-4052-9f5a-910ecebe2971","¿El tratamiento cambia entre bienes y servicios?",{"type":107,"content":3827},[3828],{"type":110,"attrs":3829,"content":3830},{"textAlign":25},[3831,3833,3839],{"text":3832,"type":116},"Sí. En una adquisición intracomunitaria de bienes deben analizarse el transporte, la condición fiscal de las partes, la identificación para operaciones intracomunitarias y las reglas de exención aplicables a la entrega en origen. En los servicios B2B, la regla general suele localizar el servicio donde está establecido el cliente, pero existen reglas especiales para determinados servicios. Por eso no conviene aplicar automáticamente el mismo tratamiento a una factura de mercancías, una licencia de software, un servicio relacionado con un inmueble o una entrada a un evento. 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Digitalizar puede añadir extracción de campos y datos estructurados para que el software contable los procese. Una factura escaneada puede requerir revisión o introducción manual, mientras que una factura digitalizada puede reducir ese trabajo, sin eliminar necesariamente los controles humanos.",{"_uid":3928,"title":3929,"component":745,"description":3930},"baa793b6-abe6-4b48-ab74-8a97f60052cd","¿La digitalización de facturas tiene validez legal ante la AEAT?",{"type":107,"content":3931},[3932],{"type":110,"attrs":3933,"content":3934},{"textAlign":25},[3935],{"text":3936,"type":116},"Puede tenerla cuando se realiza mediante software homologado y conforme al proceso y los requisitos técnicos aplicables. En ese caso, puede ser posible prescindir del papel original, respetando los plazos de conservación tributarios, mercantiles y cualquier otro plazo especial que corresponda. 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Puede reducir el tiempo de registro, pero la información debe revisarse antes de exportarla o contabilizarla, especialmente cuando afecta al IVA o a otros requisitos fiscales.",{"_uid":4200,"title":4201,"component":745,"description":4202},"0dafebb0-a0bc-4d53-9a62-e576be47fd3b","¿Qué diferencia hay entre digitalizar y automatizar las facturas de proveedores?",{"type":107,"content":4203},[4204],{"type":110,"attrs":4205,"content":4206},{"textAlign":25},[4207],{"text":4208,"type":116},"Digitalizar convierte un documento en papel en un archivo digital, como un PDF. Automatizar permite que el documento se procese mediante reglas, conciliaciones y flujos de aprobación. 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Una plataforma puede ayudar a capturar datos, aplicar reglas y preparar información para el IVA o el SII, pero la empresa sigue siendo responsable de seleccionar el tratamiento fiscal correcto, revisar los datos, conservar la documentación y presentar la información dentro de plazo. Verifica que la solución elegida cubra las funciones concretas que necesitas y que sean compatibles con tu sistema contable y con tus obligaciones fiscales.",{"_uid":4230,"title":4231,"component":745,"description":4232},"8da2d421-3418-42b1-8d5d-21a91492a590","¿Se pueden revisar y aprobar facturas desde el móvil?",{"type":107,"content":4233},[4234],{"type":110,"attrs":4235,"content":4236},{"textAlign":25},[4237],{"text":4238,"type":116},"Los usuarios con los permisos adecuados pueden consultar, aprobar o rechazar determinadas solicitudes y facturas desde la aplicación móvil de Spendesk. La disponibilidad de cada acción depende del rol, del tipo de flujo y de la configuración de la cuenta.",[4240],{"cta":4241,"_uid":4242,"title":4243,"eyebrow":4249,"subtitle":4254,"component":160,"textAlign":90,"flexibleSection":4259,"sectionSettings":4260,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"9f247b15-3416-4baf-bc10-1d490f792d0a",{"type":107,"content":4244},[4245],{"type":160,"attrs":4246,"content":4247},{"level":162,"textAlign":25},[4248],{"text":811,"type":116},{"type":107,"content":4250},[4251],{"type":110,"attrs":4252,"content":4253},{"textAlign":25},[],{"type":107,"content":4255},[4256],{"type":110,"attrs":4257,"content":4258},{"textAlign":25},[],[],[],"procesamiento-automatico-de-facturas","es/blog/procesamiento-automatico-de-facturas",-2390,[],"2fa47892-abc2-4515-9da9-0b3565610d68","2026-08-12T08:28:02.154Z",[],"blog/procesamiento-automatico-de-facturas",[4270,4271,4272],{"path":4268,"name":25,"lang":37,"published":25},{"path":4268,"name":25,"lang":39,"published":25},{"path":4268,"name":25,"lang":32,"published":25},{"name":4274,"created_at":4275,"published_at":4276,"updated_at":4277,"id":4278,"uuid":4279,"content":4280,"slug":4397,"full_slug":4398,"sort_by_date":25,"position":4399,"tag_list":4400,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":4401,"first_published_at":4402,"release_id":25,"lang":32,"path":25,"alternates":4403,"default_full_slug":4404,"translated_slugs":4405},"Modelo 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210 para no residentes: retenciones a proveedores ext","2026-08-01 00:00",[4313],{"_uid":4314,"asset":4315,"caption":90,"component":735},"01d5ea53-b9cf-459a-b80f-2336c1700344",{"id":4316,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4317,"copyright":90,"fieldtype":95,"meta_data":4318,"is_external_url":28},213557132025390,"https://a.storyblok.com/f/146026/1536x1024/ff5fe8feda/modelo-210-no-residentes-blog.png",{},"Guía del modelo 210 no residentes para empresas: cuándo retener el IRNR a proveedores extranjeros, qué tipo aplicar y cómo presentar el Modelo 216.",[],[4322],{"_uid":4323,"items":4324,"heading":4375,"component":824},"c53d5623-504b-4343-920d-020f075166c2",[4325,4335,4345,4355,4365],{"_uid":4326,"title":4327,"component":745,"description":4328},"b7a6c1d9-667f-4290-90e9-8eac1209f9c9","¿Qué documentos necesita una empresa para retener e ingresar el IRNR a un proveedor no residente?",{"type":107,"content":4329},[4330],{"type":110,"attrs":4331,"content":4332},{"textAlign":25},[4333],{"text":4334,"type":116},"Reúne el contrato o pedido, la factura del proveedor, el certificado de residencia fiscal, la documentación del CDI aplicable, el cálculo de la retención y el justificante del ingreso. Conserva el expediente completo durante cuatro años, de acuerdo con el plazo fiscal.",{"_uid":4336,"title":4337,"component":745,"description":4338},"2d2f199c-768f-4311-ad9c-01d5d4b9a7a9","¿Cuál es la diferencia entre el Modelo 210 y el Modelo 216?",{"type":107,"content":4339},[4340],{"type":110,"attrs":4341,"content":4342},{"textAlign":25},[4343],{"text":4344,"type":116},"El Modelo 210 es la autoliquidación del no residente sobre las rentas obtenidas en España, mientras que el Modelo 216 es la declaración mediante la que el pagador ingresa las retenciones, normalmente cada trimestre dentro de los primeros 20 días del mes siguiente.",{"_uid":4346,"title":4347,"component":745,"description":4348},"63d190c0-3c99-46fe-ad81-bf5387a86407","¿Qué pasa si pago el importe íntegro al proveedor sin practicar la retención?",{"type":107,"content":4349},[4350],{"type":110,"attrs":4351,"content":4352},{"textAlign":25},[4353],{"text":4354,"type":116},"Sigues siendo responsable de ingresar la retención y, conforme al artículo 31.2 de la Ley del IRNR, la base debe calcularse sobre el importe íntegro. Un importe neto de 10.000 € al 24 % eleva la base hasta 13.157,89 €.",{"_uid":4356,"title":4357,"component":745,"description":4358},"071f8fe8-6df9-47c2-b583-ef1168c36e2e","¿Es obligatorio presentar el Modelo 216 si la retención es cero?",{"type":107,"content":4359},[4360],{"type":110,"attrs":4361,"content":4362},{"textAlign":25},[4363],{"text":4364,"type":116},"Sí. Aunque un convenio deje la retención en el 0 %, debes presentar un Modelo 216 negativo e incluir al perceptor en el Modelo 296, que se declara entre el 1 y el 31 de enero.",{"_uid":4366,"title":4367,"component":745,"description":4368},"4de825b9-4c40-40ea-a669-61d8b133daab","¿Cuánto tiempo es válido el certificado de residencia fiscal?",{"type":107,"content":4369},[4370],{"type":110,"attrs":4371,"content":4372},{"textAlign":25},[4373],{"text":4374,"type":116},"El certificado emitido por la autoridad fiscal del país del proveedor tiene una validez de un año desde su expedición. Sin él, debes aplicar el tipo interno: 24 % o 19 % para residentes en la UE, Islandia o Noruega.",[4376],{"cta":4377,"_uid":4378,"title":4379,"eyebrow":4385,"subtitle":4390,"component":160,"textAlign":90,"flexibleSection":4395,"sectionSettings":4396,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"56d8941f-4368-4ebf-b3fa-30abb22e5a34",{"type":107,"content":4380},[4381],{"type":160,"attrs":4382,"content":4383},{"level":162,"textAlign":25},[4384],{"text":811,"type":116},{"type":107,"content":4386},[4387],{"type":110,"attrs":4388,"content":4389},{"textAlign":25},[],{"type":107,"content":4391},[4392],{"type":110,"attrs":4393,"content":4394},{"textAlign":25},[],[],[],"modelo-210-no-residentes","es/blog/modelo-210-no-residentes",-2370,[],"a3f091f5-323c-4173-a95e-1977530b00e3","2026-08-10T14:39:56.884Z",[],"blog/modelo-210-no-residentes",[4406,4407,4408],{"path":4404,"name":25,"lang":37,"published":25},{"path":4404,"name":25,"lang":39,"published":25},{"path":4404,"name":25,"lang":32,"published":25},{"name":4410,"created_at":4411,"published_at":4412,"updated_at":4413,"id":4414,"uuid":4415,"content":4416,"slug":4574,"full_slug":4575,"sort_by_date":25,"position":4576,"tag_list":4577,"is_startpage":28,"parent_id":829,"meta_data":25,"group_id":4578,"first_published_at":4579,"release_id":25,"lang":32,"path":25,"alternates":4580,"default_full_slug":4581,"translated_slugs":4582},"Modelo 111 del IRPF: guía de retenciones para el equipo de finanzas","2026-08-10T14:39:53.927Z","2026-08-27T10:48:13.300Z","2026-08-27T10:48:13.315Z",207598362381603,"9dc6f5ea-ec93-4dd3-85d0-3c0a0f4c53e5",{"_uid":4417,"title":4410,"topics":4418,"noIndex":28,"category":4435,"language":4444,"component":710,"heroMedia":4445,"metaTitle":4446,"publishedAt":4447,"readingTime":727,"redirectUrl":90,"listingImage":4448,"metaDescription":4455,"bottomArticleCta":4456,"componentsAfterTheArticle":4457},"0d225812-4d55-44c2-b89f-006658f0f075",[4419,4427],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4420,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4421,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4422,"default_full_slug":147,"translated_slugs":4423,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4424,4425,4426],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":4020,"created_at":4021,"published_at":16,"updated_at":4022,"id":4023,"uuid":4024,"content":4428,"slug":4026,"full_slug":4027,"sort_by_date":25,"position":141,"tag_list":4429,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":4029,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4430,"default_full_slug":4031,"translated_slugs":4431,"_stopResolving":41},{"_uid":138,"name":4020,"component":22},[],[],[4432,4433,4434],{"path":4031,"name":25,"lang":37,"published":25},{"path":4031,"name":25,"lang":39,"published":25},{"path":4031,"name":25,"lang":32,"published":25},{"name":698,"created_at":699,"published_at":16,"updated_at":700,"id":701,"uuid":702,"content":4436,"slug":710,"full_slug":711,"sort_by_date":25,"position":52,"tag_list":4438,"is_startpage":28,"parent_id":713,"meta_data":25,"group_id":714,"first_published_at":715,"release_id":25,"lang":32,"path":25,"alternates":4439,"default_full_slug":717,"translated_slugs":4440,"_stopResolving":41},{"_uid":704,"icon":4437,"name":698,"component":709},{"id":706,"alt":707,"name":90,"focus":90,"title":90,"filename":708,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4441,4442,4443],{"path":717,"name":25,"lang":37,"published":25},{"path":717,"name":25,"lang":39,"published":25},{"path":717,"name":25,"lang":32,"published":25},[32],[],"Modelo 111 del IRPF: guía de retenciones para el equipo de f","2026-08-03 00:00",[4449],{"_uid":4450,"asset":4451,"caption":90,"component":735},"8d7934aa-bd72-45e4-bf37-d78357884d0b",{"id":4452,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4453,"copyright":90,"fieldtype":95,"meta_data":4454,"is_external_url":28},213557579976256,"https://a.storyblok.com/f/146026/1536x1024/07d9ae630e/modelo-111-irpf-retenciones.png",{"size":2928},"Guía del Modelo 111: qué declara la empresa, cómo se rellena casilla a casilla y los plazos del 3T ante la AEAT. Cuadra el 190 y evita recargos.",[],[4458],{"_uid":4459,"items":4460,"heading":4552,"component":824},"3a0a0e64-8720-4af2-91c3-673414935f4a",[4461,4494,4512,4522,4532,4542],{"_uid":4462,"title":4463,"component":745,"description":4464},"36103d57-5f5a-4af1-b116-c29162526b19","¿Qué diferencia hay entre el Modelo 111 y el Modelo 190?",{"type":107,"content":4465},[4466],{"type":110,"attrs":4467,"content":4468},{"textAlign":25},[4469,4471,4477,4479,4485,4487,4493],{"text":4470,"type":116},"El Modelo 111 es la autoliquidación trimestral de las retenciones del IRPF sobre rendimientos del trabajo y actividades económicas, mientras que el",{"text":4472,"type":116,"marks":4473}," Modelo 190 es su resumen anual informativo",[4474],{"type":188,"attrs":4475},{"href":4476,"uuid":25,"anchor":25,"target":191,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/irpf/retenciones-ingresos-cuenta-pagos-fraccionados/retenciones-ingresos-cuenta/gestiones-retenciones-irpf.html",{"text":4478,"type":116},". Las retenciones de alquileres se declaran mediante el",{"text":4480,"type":116,"marks":4481}," Modelo 115",[4482],{"type":188,"attrs":4483},{"href":4484,"uuid":25,"anchor":25,"target":191,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/procedimientos/GH02.shtml",{"text":4486,"type":116}," y el pago fraccionado del IRPF de los autónomos, mediante el",{"text":4488,"type":116,"marks":4489}," Modelo 130",[4490],{"type":188,"attrs":4491},{"href":4492,"uuid":25,"anchor":25,"target":191,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/procedimientoini/G601.shtml",{"text":494,"type":116},{"_uid":4495,"title":4496,"component":745,"description":4497},"9abeccc9-21dd-4c0a-825b-d1de2694bb12","¿Qué diferencia hay entre una retención y un ingreso a cuenta?",{"type":107,"content":4498},[4499],{"type":110,"attrs":4500,"content":4501},{"textAlign":25},[4502,4504,4510],{"text":4503,"type":116},"La retención se practica sobre las rentas dinerarias, como las nóminas y las facturas pagadas en dinero. La empresa detrae una parte de ese importe y la ingresa ante la AEAT. El ingreso a cuenta es el equivalente para las retribuciones en especie. Como no hay dinero del que detraerlo, el pagador ingresa a cuenta el importe correspondiente sobre el valor de la retribución. Ambos son pagos anticipados del IRPF del perceptor y se declaran conjuntamente en el",{"text":4505,"type":116,"marks":4506}," Modelo 111, en casillas separadas",[4507],{"type":188,"attrs":4508},{"href":4509,"uuid":25,"anchor":25,"target":191,"linktype":98},"https://www.boe.es/buscar/act.php?id=BOE-A-2011-4948",{"text":4511,"type":116},". Los rendimientos dinerarios van en las casillas 01 a 03 de los rendimientos del trabajo y en las casillas 07 a 09 de las actividades económicas. Los rendimientos en especie se declaran en las casillas 04 a 06.",{"_uid":4513,"title":4514,"component":745,"description":4515},"4c266973-9d31-48f8-8102-ab45080ccaca","¿Cuándo se presenta el Modelo 111 del tercer trimestre?",{"type":107,"content":4516},[4517],{"type":110,"attrs":4518,"content":4519},{"textAlign":25},[4520],{"text":4521,"type":116},"El tercer trimestre se presenta del 1 al 20 de octubre. Si se domicilia el pago, el plazo se adelanta al 15 de octubre.",{"_uid":4523,"title":4524,"component":745,"description":4525},"0d57caab-2cb2-4026-89b4-edfbb27fa3c7","¿Puedo presentar el Modelo 111 y el Modelo 190 de forma electrónica y qué certificado necesito?",{"type":107,"content":4526},[4527],{"type":110,"attrs":4528,"content":4529},{"textAlign":25},[4530],{"text":4531,"type":116},"Sí, ambos se presentan en la sede electrónica de la AEAT. Necesitas un certificado digital o Cl@ve para identificarte y firmar la presentación.",{"_uid":4533,"title":4534,"component":745,"description":4535},"d9f9d762-93d7-452c-8c0b-21eeffac2ca3","¿Hay que presentar el Modelo 111 si no ha habido retenciones?",{"type":107,"content":4536},[4537],{"type":110,"attrs":4538,"content":4539},{"textAlign":25},[4540],{"text":4541,"type":116},"Debes presentar una autoliquidación negativa cuando se hayan pagado rentas sujetas a retención pero, por su cuantía, no procediera practicar retención. Si durante el trimestre no se ha satisfecho ninguna renta sujeta a retención, no hay que presentar el modelo.",{"_uid":4543,"title":4544,"component":745,"description":4545},"e67e103f-48a9-4fed-9ab7-b6857c94b931","¿Qué facturas de autónomos se declaran en el Modelo 111?",{"type":107,"content":4546},[4547],{"type":110,"attrs":4548,"content":4549},{"textAlign":25},[4550],{"text":4551,"type":116},"Se declaran las facturas de profesionales que aplican una retención del IRPF, con carácter general del 15 %, o del 7 % si el profesional se acoge al tipo reducido por inicio de actividad.",[4553],{"cta":4554,"_uid":4555,"title":4556,"eyebrow":4562,"subtitle":4567,"component":160,"textAlign":90,"flexibleSection":4572,"sectionSettings":4573,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"9c99409a-2f14-488a-bd3a-7d91d9042dc1",{"type":107,"content":4557},[4558],{"type":160,"attrs":4559,"content":4560},{"level":162,"textAlign":25},[4561],{"text":811,"type":116},{"type":107,"content":4563},[4564],{"type":110,"attrs":4565,"content":4566},{"textAlign":25},[],{"type":107,"content":4568},[4569],{"type":110,"attrs":4570,"content":4571},{"textAlign":25},[],[],[],"modelo-111-irpf-retenciones","es/blog/modelo-111-irpf-retenciones",-2360,[],"38bc7afb-d5d6-4178-bd0d-3c89bb143ec7","2026-08-10T14:39:54.001Z",[],"blog/modelo-111-irpf-retenciones",[4583,4584,4585],{"path":4581,"name":25,"lang":37,"published":25},{"path":4581,"name":25,"lang":39,"published":25},{"path":4581,"name":25,"lang":32,"published":25},[4587,4588,4589,4590],["Reactive",3178],["Reactive",4146],["Reactive",3874],["Reactive",4409],1788855035300]